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SVP, Senior Credit Officer CRE & Construction Lending

NASB

Job Location:

Kansas City, MO - USA

Monthly Salary: Not provided by the employer

Posted: 1 August 2026 (30+ days ago)

Application Deadline: 29 October 2026

Vacancies: 1 Vacancy

Job Summary

SVP Senior Credit Officer - CRE & Construction Lending

Our mission is to create exceptional experiences for our customers that help them achieve their dreams and we seek extraordinary individuals with the talent and passion to help us bring those dreams to life.

Are you looking for a fulfilling career with a dynamic company culture growth opportunities and the chance to make a real impact At North American Savings Bank (NASB) we pride ourselves on delivering top-notch customer service and financial solutions to support our customers achieve their dreams whether its buying their first home or planning for retirement. We believe exceptional customer service starts with an outstanding work culture that rewards hard work provides the right tools for success and values a healthy happy team. With over 92 years of success and continued growth NASB is seeking new team members eager to grow with us!

Wearecurrently looking for an SVP Senior Credit Officer to join ourCommercial Real Estate & Construction Lendingteam.

Job Summary

The Senior Credit Officer CRE & Construction Lending (SCO) is responsible for providing leadership governance and oversight of the Banks commercial credit portfolio with a primary focus on construction and development lending. This role oversees credit risk management underwriting standards portfolio quality policy administration and credit approval processes for residential development single-family rental (SFR) built-to-rent (BTR) land acquisition and development commercial real estate construction build-to-suit projects bridge financing and related commercial real estate lending activities.

The SCO serves as a key member of the leadership team and works closely with the CEO Chief Lending Officer Senior Lending Officers and lending-credit teams to support profitable growth while maintaining disciplined credit risk management practices. The position ensures that the Banks real estate development and construction portfolios are structured monitored and managed in accordance with sound banking principles regulatory expectations and the Banks strategic objectives.

What you can expect to work on

Credit Administration & Underwriting

Lead credit analyst team and oversee day-to-day underwriting operations.
Review and approve credit memorandums and complex transactions.
Ensure timely accurate assessment of CRE and construction loans.
Maintain underwriting standards and credit quality.

Credit Risk Management & Governance

Develop and maintain credit risk framework policies and concentration limits.
Monitor KRIs rating migration delinquency and emerging risks.
Contribute to CECL/ACL analysis and reserve adequacy.
Provide credible challenge and participate in credit committees.

Portfolio Management & Analytics

Analyze portfolio performance concentrations and market trends.
Conduct stress testing and sensitivity analysis.
Track policy exceptions and identify systemic risk issues.
Report to senior management Audit Committee and Board.

Construction & CRE Strategy

Oversee underwriting for residential construction and development SFR BTR multifamily and CRE build-to-suit projects.
Evaluate project feasibility absorption and exit strategies.
Align portfolio strategy with market conditions and risk appetite.

Compliance & Regulatory Oversight

Ensure adherence to regulatory requirements and internal policies.
Serve as a liaison with regulatory agencies on construction and commercial real estate matters.
Support internal and external audits examinations and loan reviews.
Maintain sound credit governance practices.

Leadership & Development

Mentor and develop credit and underwriting personnel.
Foster a strong credit culture and accountability.
Establish performance expectations and succession planning initiatives.
Work with executive leadership across lending and risk functions.

What you offer us

15 years commercial banking experience with CRE and construction focus.
10 years credit leadership experience.
Deep expertise in underwriting portfolio management and risk governance.
Experience with CECL stress testing and concentration risk.
Strong communication and presentation skills.
Experience with regulators audits and Board-level reporting.

What we offer you

NASB offers competitive compensation and excellent benefits packages including:

Comprehensive health insurance (medical dental and vision coverage)
401(k) retirement plan with a 50% employer match on the first 6% of your contribution
Generous paid time off (PTO) including 11 holidays your birthday and volunteer time
Exclusive mortgage and banking benefits.
Employee referral bonuses
Internal training and development programs to help reach your career goals.
This position will be based out of our headquarters office in Kansas City with flexibility for remote work one to two days per week.

If you have any questions please contact.

Note: This job description should not be construed to imply that these requirements are the exclusive standards of the position. The employer has the right to revise this job description at any time.North American Savings Bank (NASB) is an Equal Opportunity/Veterans/Disabled employer.

Required Experience:

Senior Exec

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