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Substantial Damage Assessor


Job Location:

Homosassa Springs, FL - USA

Hourly Salary: USD 45 - 45
Posted: 11 October 2026 (13 days ago)
Application Deadline: 8 January 2027
Vacancies: 1 Vacancy

Job Summary

Description

AC Disaster Consulting (ACDC) offers full-spectrum emergency management services to public and private clients. Our experienced professionals have been a part of the growth and modernization of emergency management for nearly 30 years proudly supporting programs for some of the most challenging natural disasters and catastrophic events under our mission of staying competent caring and connected.

MISSION

Driven by compassion. Defined by expertise. Strengthened by collaboration. We empower communities to improve disaster outcomes and build lasting resilience.

VISION

In the true spirit of emergency management ACDC seeks to solve crises both for the communities and individuals affected by disasters as well as for the clients we serve. Our team brings a whole community approach compassionate guidance and decades of hands-on experience to best embody our core values: competent caring and connected.

The position will be guided by ACDCs Corporate Values Platform in all activities.

Position Summary:

  • Job Title: Damage Inspector
  • Full Time or Part Time: Full Time
  • Temporary/Seasonal/Regular: Temporary
  • Compensation: $45/hour Leads $50/hour
  • Travel/Location: Travel required around Florida gulf counties

Mission of Role/Position Summary:

The Substantial Damage Estimator (SDE) Inspector is responsible for evaluating structures in disaster-affected areas to determine the extent of damage and assess whether the building is substantially damaged or in need of substantial improvement according to the National Flood Insurance Program (NFIP) regulations. This role is critical in supporting post-disaster recovery efforts and ensuring compliance with floodplain management requirements. The SDE Inspector works closely with local officials property owners and other stakeholders to collect and analyze data necessary for damage assessments.

Tasks Duties and Responsibilities:

Reasonable accommodation will be made to enable individuals with disabilities to perform the following essential functions:

Field Inspections and Assessments:

  • Perform on-site inspections of residential and non-residential structures in Special Flood Hazard Areas (SFHAs) to determine the extent of damage from disasters such as floods fires and other events.
  • Use the FEMA Substantial Damage Estimator (SDE) tool to collect detailed information about building conditions including the condition of structural components utilities and other elements.
  • Document damage through photographs field notes and measurements ensuring all necessary data is captured for accurate assessments.

Data Collection and Entry:

  • Input collected field data into the SDE software to generate damage assessments for structures.
  • Ensure the accuracy of data by cross-referencing local building records tax assessments and other available resources to determine pre-damage market values and estimated repair costs.
  • Update and maintain records in the SDE database ensuring all data is properly organized and geo-referenced.

Compliance and Reporting:

  • Ensure all damage assessments comply with NFIP regulations specifically focusing on determining if structures meet the threshold for substantial damage (i.e. repair costs equal or exceed 50% of the structures pre-damage market value).
  • Generate detailed reports for local authorities and property owners summarizing findings and providing information on required steps for compliance with floodplain management ordinances.
  • Work with local and state officials to communicate findings and assist in developing recovery plans that meet regulatory requirements.

Community and Stakeholder Interaction:

  • Serve as a liaison between property owners and local government officials to explain inspection findings and regulatory requirements.
  • Assist in answering questions from the public about the damage assessment process NFIP regulations and options for rebuilding or mitigating future flood risk.
  • Support local floodplain management programs by providing technical assistance and guidance on mitigation strategies and compliance measures.

Post-Disaster Operations:

  • Participate in disaster response operations by conducting rapid assessments of widespread damage often working in coordination with FEMA and other emergency response agencies.
  • Assist local communities in managing recovery operations including permit issuance for repairs inspections and coordination of disaster assistance programs such as Increased Cost of Compliance (ICC) coverage.

Expected Hours of Work:

Schedule may vary. Work on evenings and weekends may be required. Work schedule may include 12-hour days up to 7 days a week. Dependability and punctuality are paramount.

Travel Requirements:

  • Up to 100% travel is expected for this position.
  • Must be willing to travel and deploy to client sites for extended periods of time.

Physical Demands:

  • Mobility around sites climbing lifting/carrying bending kneeling crouching.
  • Sitting or standing for hours at a time. Driving from site to site.
  • Ability to work at a computer for extended periods of time if needed.
  • Ability to lift up to 50 lbs. repetitively throughout the day and as needed.
  • Working Environment:
    • Emergency management personnel may work in an office or home environment or be deployed to the field which may require working outdoors in adverse weather conditions.
    • Work may be on-site with clients ex: EOC hospital debris sites or local government buildings.
    • All AC Disaster Consulting (ACDC) positions are remote work site positions with the home location agreed upon at time of hire.
    • If the remote work site locations change ACDC Human Resources must be made aware and leadership needs to approve any site changes for business registration and payroll tax purposes.
  • Workplace Health & Safety:
  • We are committed to fostering a safe and healthy workplace. Employees are expected to champion a culture of safety by complying with all health and safety policies and procedures completing required training identifying and reporting hazards exercising sound judgment and taking reasonable care to protect the health and safety of themselves their colleagues clients and the communities we serve.


  • Requirements

    Experience/Education Required:

    • High school diploma or GED.
    • Knowledge of FEMAs NFIP regulations and experience with floodplain management principles.
    • Two years of experience in building inspections damage assessments or related fields with a solid understanding of construction techniques and materials.
    • Proficiency in using the FEMA SDE tool or similar damage estimation software.
    • Excellent communication skills with the ability to interact effectively with property owners government officials and contractors.
    • Strong organizational skills attention to detail and ability to manage large amounts of data.

    Experience/Education Preferred:

    • A bachelors degree in construction management engineering or a related field is preferred. Years of experience may substitute for the education requirement on a year for year basis in addition to the minimum requirements.
    • Four or more years of experience in building inspections damage assessments or related fields with a solid understanding of construction techniques and materials.
    • Certification in floodplain management (CFM) or related certification.
    • Prior experience working in disaster recovery operations.
    • 3 years Leadership and supervision experience required for leads
    • Familiarity with GIS mapping tools and property record systems.

    Additional Qualifications:

    • Must be 18 years of age or older.
    • Eligibility to work in the United States without employer sponsored visa is required. We are not able to employ those located outside of the US.
    • Valid Drivers Licence and Auto Insurance.
    • Must pass company and any applicable client background check and reference check upon offer of employment.


    Benefits

    Temporary positions are not benefits eligible except where required by law.

    EEO Statement

    AC Disaster Consulting is an Equal Opportunity Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender gender identity national origin disability or veteran status.

    This applies to all terms and conditions of employment including recruiting hiring placement promotion termination layoff recall transfer leaves of absencecompensationand Disaster Consultingwill not tolerate discrimination or harassment based on any protected characteristic.

    Please redact or remove information that identifies applicants age date of birth or dates of attendance at (or graduation from) an educational institution from the resume or other application documents prior to submitting the application.

    If you are a qualified individual with a disability or a disabled veteran you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodation by contacting AC Disaster Consulting Human Resources team at

    We use E-Verify for all candidates who are offered and accept a position with us. Please visit this link to theE-Verify Websiteand this link to view theE-Verify rights posterto understand your rights in this process.


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    Our goal is to cultivate an inclusive work culture that empowers staff growth through training and real-world experience, develops competent leaders for a rewarding emergency management career, serves clients through meaningful connections, and supports communities through giving back ... View more

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