Small Business Lender

*Hybrid Position*Develop new bank business relationships primarily through lending to small businesses and small real estate investors (defined as loan maximums of $1MM for C & I loans and $1.5MM for real estate loans.) Grow commercial deposits and cross sell banking products and services. Works with Branch Manager Credit Risk Portfolio Manager and Loan Processor to close selling DUTIES AND RESPONSIBILITIES: Onboard manage and grow loan portfolio as defined for working with Portfolio Manager to manage the portfolio as needed including but not limited to line of credit renewals term loan re-sets and past due payments and loan servicing issues that thoroughly review and analyze financial information to determine lending understanding of cash flow and small business operating cycle and how business products and services can support businesses in the and implements select customer referral strategies in order to increase client satisfaction and portfolio growth for business meetings between customers or prospective customers and appropriate bank credit terms such as credit structure costs loan repayment methods and collateral for providing superior sales and service to our Small Business Banking customers and prospect and provides the appropriate financial solutions which lend to maximum retention rates growth and and visits prospective customers to determine product/services needs and performs sales presentations to match companys products with identified guidance to customers so that they may make informed decisions about their financial consistent approach on segment related deals by previewing all deals to assist with credit concerns and facilitate deal all loan documents for accuracy prior to and accurately executes all loan files or forwards for filing all loan documents according to existing procedure once the bank in various civic and community functions to enhance its image and develop new duties as assigned by the SVP Team Leader-Small Business of software/systems utilized between departments specifically Salesforce MAKING:Ensure new opportunities are profitable are the appropriate credit profile for Firstrust and are worth getting the members of the Firstrust management team :Generate new business banking credits of $5-7MM funded loans annually and in addition achieve growth in deposits and fee JOB DUTIES AND RESPONSIBILITIES:Assists in the development of new business for Firstrust. Is alert to expressed customer/prospect needs to suggest appropriate services. Directs customers to appropriate person to establish business duties as AND SENSORY REQUIREMENTS:The position requires excellent interpersonal analytical and problem-solving skills. While performing the essential functions of this position the incumbent is regularly required to drive a motor vehicle to travel to client locations and events. The employee needs to communicate and exchange information with all levels of management clients and outside vendors. The employee must apply and estimate analytical data for trends and reporting ON-THE-JOB-RISKS:None TRAINING AND EXPERIENCE:Three to five years of external commercial lending business development in Business Administration Finance or relevant sales experience / banking experience of five to seven yearsPossess a thorough knowledge of banking products and communication credit sales and public relations be a self-starter capable of developing new in Microsoft Office (Word Excel and Outlook).