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Senior Underwriter, Retail Property

AIG Insurance


Job Location:

San Francisco, CA - USA

Monthly Salary: $ 84000 - 108000
Posted: 29 July 2026 (30+ days ago)
Application Deadline: 26 October 2026
Vacancies: 1 Vacancy

Job Summary

At AIG we are reimagining the way we help customers to manage risk. Join us as a Senior Underwriter Retail Property to play your part in that transformation. Its an opportunity to grow your skills and experience as a valued member of the team.


Make your mark in Underwriting Retail Property


AIG underwriting teams help to find insurance solutions in areas including Financial Lines Property Casualty Specialty Lines Cyber Multinational Clients and High Net Worth individuals. We are reimagining how we help customers to manage risk transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague empowering our people to grow as insurance professionals and add more value to our customers and AIG.


How you will create an impact

Reporting to the Zonal Underwriting Manager or Underwriting Manager this position underwrites assigned risks under general direction. Has a greater underwriting authority and handles large accounts and/or more complex risks.


  • The role will be responsible for underwriting Retail Property products.
  • Communicate risk appetite and Retail Property Value Proposition to brokers.
  • Collaborate with Distribution Territory Managers and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers.
  • Rapidly evaluate prioritize and select submissions to be underwritten.
  • Recognize and create cross selling opportunities for other AIG General Insurance products.
  • Work with brokers to understand deal structures terms and AIG Services that best meets clients needs.
  • Negotiate pricing terms & conditions and deal structure with brokers and clients.
  • Participate in special underwriting projects as needed.
  • Develop strong long term relationships with brokers and clients to profitably grow a book of business.
  • Working with their manager develop an individual business plan that is in line with product strategies.
  • Responsible for maintaining risk selection in adherence with product guidelines and for achieving rate renewal retention and new business goals.
  • Provide mentoring and training to less experience underwriters
  • Provide superior customer service to brokers and clients.

What youll need to succeed

  • Minimum 3 years of Commercial Insurance Company Agency or Brokerage experience.
  • Bachelors degree from a four-year college or university.
  • Proven ability to build and maintain strong professional relationships.
  • Advanced working knowledge of lines of business in a specific Retail Property line of business including product features forms regulatory environments and risks etc.
  • Demonstrated sales marketing and relationship building experience.
  • Very strong verbal and written communication skills.
  • Highly motivated and results-oriented.
  • Ability to work in dynamic rapidly changing environment adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
  • Willingness to be flexible learn on the job and maintain a can-do attitude.
  • Comfort with analytical tools and technology.

For positions based in San Francisco California the base salary range is $84000- $108000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan.


If your compensation expectations are above the posted range we still encourage you to applyyour unique background matters to addition were proud to offer a range of competitive benefits a summary of which can be viewed here: US Benefits Overview.


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At AIG we value in-person collaboration as a vital part of our culture which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG our people are our greatest asset. We know how important it is to protect and invest in whats most important to you. That is why we created our Total Rewards Program a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health wellbeing and financial securityas well as your professional developmentto bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the worlds most far-reaching property casualty networks. It is an exciting time to join us across our operations we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG you can go further to support individuals businesses and communities helping them to manage risk respond to times of uncertainty and discover new potential. We invest in our largest asset our people through continuous learning and development in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

Were committed to creating a culture that truly respects and celebrates each others talents backgrounds cultures opinions and goals. We foster a culture of inclusion and belonging through learning cultural awareness activities and Employee Resource Groups (ERGs). With global chapters ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIGs greatest assets and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race color religion age gender gender expression national origin veteran status disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation please send an email to .

We consider qualified applicants with criminal histories consistent with applicable law.

Functional Area:

UW - Underwriting

Risk Specialists Companies Insurance Agency Inc.


Required Experience:

Senior IC