Senior Pricing Analyst
Job Summary
We are seeking a highly analytical and business-minded Senior Pricing Analystto support the development and management of pricing strategies across our portfolio of financing products including loans and leases. This role will be responsible for evaluating the financial impact of changes in benchmark interest rates customer risk profiles competitive market conditions and product characteristics to ensure profitable and competitive pricing.
The Senior Pricing Analyst combines strong financial modeling and analytical skills with the ability to translate complex data into actionable pricing recommendations that support profitability growth and risk management objectives.
Pricing Strategy & Analysis
- Develop maintain and enhance pricing models for lease and loan products.
- Analyze the impact of changes in borrowing costs benchmark interest rates (SOFR Treasury yields etc.) liquidity costs and capital requirements on product pricing and profitability.
- Evaluate pricing recommendations across customer segments industries credit tiers and financing products.
- Support rate-setting decisions by assessing spreads margins risk-adjusted returns and competitive positioning.
- Conduct profitability analyses on existing and proposed financing products.
Financial Modeling & Forecasting
- Build and maintain financial models to evaluate the impact of funding cost changes economic conditions and pricing scenarios.
- Perform sensitivity analyses and stress testing to understand pricing outcomes under various interest rate and market environments.
- Analyze portfolio performance and identify opportunities to optimize pricing and profitability.
- Support budgeting forecasting and strategic planning initiatives by providing pricing-related analyses.
Product & Customer Analysis
- Assess financial performance across lease products loan products customer segments industries and distribution channels.
- Partner with Sales Credit Treasury and Operations teams to develop pricing approaches that balance growth risk and profitability.
- Analyze customer behavior win/loss trends and pricing elasticity to improve pricing effectiveness.
- Monitor product-level returns and recommend pricing adjustments where necessary.
Market Intelligence
- Monitor market interest rates competitive pricing trends and economic conditions.
- Research industry benchmarks and market practices to support pricing strategy development.
- Evaluate the impact of regulatory accounting or market changes on product pricing and profitability.
Reporting & Decision Support
- Prepare pricing recommendations business cases and executive presentations.
- Develop dashboards and reports to monitor pricing performance margin trends and portfolio profitability.
- Present findings and recommendations to management and business stakeholders.
- Support governance processes related to pricing approvals and pricing policy compliance.
- Bachelors degree and at least 5 years of data analysis data modeling or pricing analysis experience
- At least 1 years of lead experience
OR
- Masters degree and at least 3 years of data analysis data modeling or pricing analysis experience
- At least 1 years of lead experience
OR
- At least 8 years of data analysis data modeling or pricing analysis experience
- At least 1 years of lead experience
- Qualified candidates excluding current employees must be legally authorized on an unrestricted basis (US Citizen Legal Permanent Resident Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g. H-1B status)
- Experience in commercial finance equipment finance banking leasing consumer lending or specialty finance.
- Knowledge of loan and lease economics yield analysis net interest margin and risk-adjusted profitability metrics.
- Experience analyzing interest rate impacts and funding cost drivers.
- Familiarity with SQL Power BI Tableau Python or other analytical tools.
- Understanding of credit risk portfolio management and pricing governance processes.
- MBA CFA FRM or other relevant certifications are a plus.
This position offers competitive market-based compensation along with a comprehensive benefits package designed to support employee wellbeing. You can learn more about the benefits offered for this position by visiting expected salary offered for this position will fall within the stated range with the final offer based on the candidates applicable skills knowledge and experience.
About TRATON
With its brands Scania MAN International and Volkswagen Truck & BusTRATONSE is the parent and holding company of theTRATONGROUP and one of the worlds leading commercial vehicle manufacturers. The Groups product portfolio comprises trucks buses and light-duty commercial vehicles. Transforming Transportation Together. For a sustainable world.: this intention underlines the Companys ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Groups commercial growth.
About International
From a one-man company built on the world-changing invention of the McCormick reaper in 1831 to the 15000-person-strong company we are todayfew companies can lay claim to a history like International. Based in Lisle Illinois International Motors LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International trucks and engines and IC Bus school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite aftermarket everything we do our vision is to accelerate the impact of sustainable mobility to create the cleaner safer world we all deserve. As of 2021 we joined Scania MAN and Volkswagen Truck & Bus in TRATON GROUP a global champion of the truck and transport services industry. To learn more visit.
*International Motors LLC is d/b/a International Motors USA in Illinois Missouri New Jersey Ohio Texas and Utah.
We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race color religion sex sexual orientation gender identity national origin disability veteran status and other legally protected characteristics.
If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability please emailto request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise your request may not be considered.
Required Experience:
Senior IC