Senior Business Analyst Credit Reporting & Performance

The Credit Performance & Reporting team provides strategic support and scalable solutions for the Commercial credit risk organization. We are responsible for driving credit insight generation shaping risk appetite and producing high impact reporting for executive leadership. Serving as a vital link between portfolio analytics and senior decision-makers this role is responsible for translating complex credit and market data into actionable intelligence.

As a Senior Business Analyst at Capital One you will apply your strategic and analytical skills to major company challenges. You will team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight encourages you to take on new responsibility promotes continuous learning and rewards innovation.

General Responsibilities:

• Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations

• Credit Risk: Support step-change improvements in credit performance by connecting drivers of future credit trends to historical behavior creating risk models and testing hypotheses using rigorous monitoring and analysis

• Execution: Involve problem frame-works develop hypotheses test and analysis solution development scope operational feasibility lead implementation efforts and develop a monitoring plan

• Partnership: Work closely with colleagues across Capital One including: IT Sales Operations Finance and others to drive improvement in quality volume service and profitability

• Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation given that a large part of the business is based on rigorous analytic marketing & credit risk management

• Strong business judgment leadership and integrity: He/she should be a tenacious decision maker able to bring a healthy aggressive yet responsible approach to business

• Strong communication skills: Impeccable written and oral communication credentials coupled with strategic influencing skills and the ability to drive agreement through intellect interpersonal and negotiation skills

• Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment

• Successful track record of thriving in a fast paced entrepreneurial and dynamic environment. Previous consulting experience is a plus

Basic Qualifications:

• At least 2 years of professional experience performing analysis

• Currently has or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:

  • A Bachelors Degree in a quantitative field (Business Finance Accounting Statistics Economics Operations Research Analytics Mathematics Computer Science Computer engineering Software engineering Mechanical engineering Information Systems or a related quantitative field)

  • A Masters Degree in a quantitative field (Business Finance Accounting Statistics Economics Operations Research Analytics Mathematics Computer Science Computer Engineering Software Engineering Mechanical engineering Information Systems or a related quantitative field) or an MBA with a quantitative concentration

Preferred Qualifications:

• Masters Degree in Business or quantitative field such as Finance Economics Physical Sciences Math Statistics Engineering

• 1 years of experience in Statistical model building

• 1 years of experience in market research

• 1 years of experience in SQL querying

• 2 years of experience in business analysis

• 1 years of experience in consulting

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status exempt or non-exempt status and management level.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).