Product Manager Personal Lines

Personal Lines Product Manager Property & Casualty Insurance

Seeking a highly skilled and motivated Personal Lines Product Manager to join a growing property and casualty insurance organization. This role focuses on the strategic development performance and management of personal insurance products with a primary emphasis on homeowners insurance. The successful candidate will take ownership of the full product lifecycle collaborate with senior leadership and lead a small team to drive product innovation and performance.

• Base Salary: $115000$120000 annually
• Employment Type: Full-Time Permanent

• Oversee the strategy development implementation and performance of personal lines insurance products with a focus on homeowners insurance.
• Manage the full product lifecycle including product enhancements pricing initiatives rate and form changes and regulatory filings.
• Analyze product profitability loss trends market conditions and competitive positioning to identify opportunities for improvement.
• Collaborate with actuarial underwriting claims regulatory technology and other departments to execute product initiatives.
• Ensure compliance with state regulatory requirements particularly in Florida and support state regulatory filings.
• Lead and develop a small team providing guidance on product priorities execution and professional growth.
• Utilize data reporting and technology to enhance product decisions operational efficiency and portfolio performance.
• Contribute to broader product strategy and organizational growth initiatives.

• Proven experience in personal lines property and casualty insurance ideally with homeowners or residential property products.
• Background in insurance product management product development pricing underwriting or actuarial analysis.
• Strong understanding of insurance rate and form filings regulatory requirements and product profitability.
• Excellent analytical skills with the ability to translate data into actionable business decisions.
• Familiarity with analytical tools such as SQL Power BI or similar platforms is a plus.
• Exposure to admitted or excess and surplus insurance markets is advantageous.
• Previous team leadership experience is preferred though strong individual contributors ready to step into management will also be considered.
• CPCU or other relevant insurance designations are a plus.

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