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Product Manager

Payactiv

Job Location:

Milpitas, CA - USA

Yearly Salary: USD 135000 - 170000

Posted: 9 October 2026 (22 hours ago)

Application Deadline: 6 January 2027

Vacancies: 1 Vacancy

Job Summary

Who we are

We are Payactiv a Fintech company in the heart of Silicon Valley devoted to giving workers access to their earned wages when they need them. Payactiv is the pioneer and industry leader in Earned Wage Access. We are the only Certified B Corporation and Public Benefit Corporation in our industry. Our app provides millions with financial services that help them avoid debt manage their finances and regain flexibility to pay for things on their own schedule.

The Mission

American workers are not OK. A few not-so-fun facts:

More than half of the workers in the US live paycheck-to-paycheck
40% of Americans would not be able to come up with $400 in an emergency
There are more payday loan stores in the USsome charging interest rates upwards of 600%than there are McDonalds restaurants

But theres hope. For workers on a tight budget timing is everything. Getting paid promptly for hours worked instead of waiting for twice-monthly paychecks to arrive can mean the difference between building up an emergency fund or spiraling deeper into debt.

Thats where Payactiv comes in. Payactiv is a Certified B Corp that pioneered Earned Wage Access (EWA) in 2012. EWA allows workers to access the money theyve earned in-between pay cycles (when their bills are actually due) helping them avoid late fees overdraft fees and the need for costly payday loans.

What we are looking for

Payactiv is looking for a Product Manager who wants to build fintech products that make a real difference in peoples lives. Youll work from our Milpitas CA office tackling complex problems at the intersection of technology financial services and the everyday needs of workers and employers.

Youll probably enjoy this role if you are a strategic product leader a strong customer advocate and someone who knows how to bring people together to get things done.

What you will do

Represent the voice of the customer through user research product data and direct feedback
Lead products from early ideas through launch adoption and continuous improvement
Bring design engineering compliance and go-to-market teams together to deliver seamless and impactful solutions
Translate user needs into product requirements and keep teams aligned around what matters
Partner with Legal Compliance and Information Security to find the right balance between regulatory requirements and user experience
Explore emerging fintech trends AI/ML-driven personalization and other technologies that can make our products better
Define success track the right KPIs and use what you learn to improve performance engagement and adoption

What you need

2 years of product management experience in fintech payments lending or financial services
Care deeply about building user-centered financial wellness products
Use data to make better decisionsbut know when judgment and customer insight matter too
Know how to keep Agile cross-functional product teams moving forward
Look for the win-win by balancing user goals and business goals
Communicate clearly manage stakeholders well and influence at every level
Are comfortable going deep with engineering teams on APIs integrations data flows and mobile products
Understand fintech products compliance and the U.S. regulatory landscape
Are curious about emerging fintech technologies including stablecoin and AI

Bonus points for

Experience with Earned Wage Access and/or payroll integrations
Academic background in Computer Science Engineering or a related field
Academic background in Finance Banking or a related field
Genuine passion for financial inclusion and products with a positive social impact

What we offer