Processor Implementation Manager

About the Role

The Processor Implementation Manager is an individual contributor role within ChimeCores Processor Operations function focused on ensuring the reliable implementation validation and operational readiness of payment processors funds flows and platform changes across our internal processing system. This role is built for someone who leads with data using advanced SQL and analytics to drive decisions resolve ambiguity and surface system behavior that others miss. Youll partner closely internally with Engineering Accounting Finance and Bank Partnerships and externally with our bank partners serving as the analytical backbone of complex payment investigations and implementations.

The base salary offered for this role and level of experience will begin at $130000.00 and up to $180000.00. Full-time employees are also eligible for a bonus competitive equity package and benefits. The actual base salary offered may be higher depending on your location skills qualifications and experience.

In this role you can expect to

• Support complex processor implementations migrations and platform changes ensuring operational readiness and clean handoff to steady-state owners with data validation at every stage.
• Write sophisticated SQL queries to investigate transaction anomalies support reconciliation research and surface root causes across large multi-rail datasets in Snowflake.
• Serve as a subject matter expert on ChimeCore payment flows transaction lifecycles and data models and translate that expertise into clear queryable logic others can rely on.
• Collaborate with bank partners and engineering on funds flow reporting and transaction investigations bringing structured analysis and proposed resolutions not just problem statements.
• Support Accounting Audit Risk and Finance by interpreting platform behavior and transaction data to aid investigations and reporting
• Participate in incident response and escalations by driving investigation proposing hypotheses and supporting remediation with accountability shared across owning teams.
• Define expected versus anomalous processor behavior and contribute to the design of monitors and alerts in partnership with Engineering and Processor Operations.
• Perform advanced data analysis and SQL-based investigations to support reconciliation research root-cause analysis and be able to articulate the finding to a broader audience.
• Support Accounting Audit Risk and Finance with platform behavior interpretation and transaction-level data translating SQL output into business-ready findings.
• Act as a trusted analytical advisor to Implementation and Reconciliation Managers providing implementation context grounded in data.

To thrive in this role you have

• 6 years in bank and/or payment operations with a broad understanding of operations; including accounting funds flow settlement processing etc
• Expert-level SQL skills you write complex optimized queries from scratch and are comfortable independently investigating large transactional datasets. Experience in Snowflake strongly preferred.
• Strong reconciliation knowledge and background
• An understanding of the end-to-end payments ecosystem including payment methods card networks issuer processing and the regulatory environment
• An understanding of ACH originations returns settlements and everything in between AAP certification is a huge plus
• Familiarity with network operations including Visa Mastercard PLUS and Star as well as with network vendors that facilitate AFT/OCT payments and other forms of card-based money movement
• Experience working cross functionally with Product Accounting Compliance Legal Risk & Engineering to identify evaluate and size opportunities and prioritize work
• Experience driving continuous improvement projects where youve applied deep knowledge to uncover and execute both short term and long term optimizations
• A member obsessed mindset eager to learn and improve the user experience
• A curious and creative problem solving ability - can facilitate resolution of issues in a timely manner by working cross-functionally with product and engineering teams
• Excellent business acumen communication skills and a self-starting attitude

#LI-GC1#LI-Hybrid

A little about us

At Chime we believe that everyone can achieve financial progress. We created Chimea financial technology company not a bank*on the premise that core banking services should be helpful easy and free. Through our user-friendly tools and intuitive platforms we empower our members to take control of their finances and work towards their goals. Whether its starting a savings account purchasing a first car or home launching a business or pursuing higher education were proud to have helped millions unlock their financial potential.

Were a team of problem solvers dreamers and builders with one shared obsession: our members. From day one Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owners mindset to our work refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams our company and our members.

We believe in being bold dreaming big and taking risks while also working together embracing our diverse perspectives and giving each other honest feedback. Our culture remains deeply entrepreneurial encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission we must earn and keep peoples trustso we hold ourselves to the highest standards of integrity in everything we do. These arent just words on a wallour values are embedded in every aspect of our business serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we dontwho will

*Chime is a financial technology company not a bank. Banking services provided by The Bancorp Bank N.A. or Stride Bank N.A. Members FDIC.

What we offer for our full-time regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices plus team and company-wide events depending on location. Whether youre coming in regularly or are part of our fully remote program youll stay engaged with your work and teammates.
• In-office perks including backup child elder and/or pet care plus a subsidized commuter benefit to support your regular commute
• Competitive salary based on experience
• 401k match plus great medical dental vision life and disability benefits
• Generous vacation policy and company-wide Chime Days bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven a family planning tool with $15k lifetime reimbursement for egg freezing fertility treatments adoption and more.
• In-person and virtual events to connect with your fellow Chimersthink cooking classes guided meditations music festivals mixology classes paint nights etc. and delicious snack boxes too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work cant be done without a diverse team and inclusive environment. Thats why we specifically look for individuals of varying strengths skills backgrounds and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race color ancestry religion sex national origin sexual orientation gender identity age marital or family status disability genetic information veteran status or any other legally protected basis under provincial federal state and local laws regulations or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws including the San Francisco Fair Chance Ordinance Cook County Ordinance NYC Fair Chance Act and the LA City Fair Chance Ordinance and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process please contact: .

To learn more about how Chime collects and uses your personal information during the application process please see theChime Applicant Privacy Notice.