Portfolio ManagerBus Bnkg

The Portfolio Manager-Business Banking will perform credit underwriting related to requests for renewals modifications changes in terms credit reviews and reaffirmations for the Business Banking and Small Business Banking credit portfolios

How youll spend your time:

• Perform spreading company financial statements and tax returns.
• Analyze financial statements personal financial statements and performance metrics for explanation of variances to identify trends and to address a credit strategy appropriate for the credit risk.
• Present solutions to credit structure covenants financial reporting requirements and other credit conditions to the Portfolio Manager.
• Provide specialized risk guidance and advice on existing portfolio of watch list credits across a multi-state geographical footprint.
• Secure financial information and test covenants requirements.
• Provide timely client follow up and ensure that loan servicing actions such as past due payment collections demand letters law suits and liquidations are properly administered.
• May perform site visits if needed.
• Address complaints successfully resolve documentation exceptions and covenant requirement violations.

Were excited to talk with you if:

• Bachelors Degree in Business Accounting Finance or related area with at least 6 hours of accounting
• 1 year in Business Loan experience (up to $5MM)
• 1 year credit analysis experience
• Demonstrates credit decision making skills and ability
• Demonstrates financial analytical skills with ability to solve complex problems by interpreting data and results
• Demonstrates excellent writing skills to create credit memos
• Demonstrates excellent verbal and interpersonal skills to communicate with sales force and credit managers
• Demonstrates ability to work independently
• Demonstrates proficiency of Excel and Word to create tables and worksheets for credit memos

Bonus Points if you have:

• Previous Business Loan collections experience
• 2 years Business Loan credit underwriting
• SBA program knowledge
• Knowledge of Capital Stream FIS/BIS
• Knowledge of SOP for SBA guaranteed loans
• An aptitude to think strategically and envision future state of the portfolio

Compensation Range:

The posted compensation range on this listing represents UMBs good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role but the actual compensation may vary by geographic location experience level and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical dental vision and other insurance coverage; health savings flexible spending and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more
Youre more than a means to an enda way to help us meet the bottom line. UMB isnt comprised of workers but of people who care about their work one another and their community. Expect more than the status quo. At UMB you can expect more heart. Youll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing no matter what. And expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

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