Portfolio Manager Irvine, CA

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools training and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associates unique experiences background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities families and businesses (small mid-sized and large) CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for Best Bank and Best Commercial Bank from the readers ofSan Diego Union-TribuneandOrange County Register. Additionally as a division of Zions Bancorporation the bank has collected multiple Greenwich Excellence Awards for Overall Client Satisfaction in Small Business & Middle Market Excellence Awards.

We are looking for a seasonedPortfolio ManagerinIrvine CA. This role focuses on identifyingappropriate lendingopportunitiessoliciting and developing all types of business activity specializing in commercial loans andparticipatesin the development of overall commercial loanobjectivespoliciesand practices.

Essential Functions:

• Responsible for managing and servicing a portfolio of existing loan relationships.

• Responsible for expanding and building relationships resulting in excellent customer satisfaction.

• Responsible for ensuring financial statements are spread and analyzed addressing industry risksmonitoringcollateral requirements loan structuring and pricing credit analysismonitoringcreditperformanceandassistingwith loan presentations.

• Handles reporting on loans such as past dues documentation and collateral exceptions financial performance updates portfolio profitability risk grades etc.

• Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.

• Assistsbankers with new and existing loan requests and other special projects.

• Senior levelmay manage Analysts and Loan Specialists.

• Other duties as assigned.

Qualifications:

• Requires abachelors degree in Finance Business or other related field and 6 years of banking relationship management underwriting and credit experience or otherdirectly relatedexperience. An equivalent combination of education and experience may meet qualifications.

• Extensive knowledge ofvarious typesof loans credit analysis spreading and analyzing financial statements risk analysis credit scoring loan documentation etc.
• Worked with larger Real Estate loans averaging 20 million or above highly preferred.
• An understanding of contruction loans NOI legal documentaion and draws highly preferred.
• Strong analytical and written communication skills needed

• Strong working knowledge of banking products services policiesproceduresand regulations.

• Advanced credit skills in underwriting financial modelingvaluationsand adherence to policy.

• Requires excellent customer service relationship organizationalanalyticaland creativeproblem solvingskills.

• Ability to meet deadlines.

• Must have excellentcommunicationsskills both verbal and written.

• Knowledge of various software applications including word processing and spreadsheets.

Benefits:

• Medical Dental and Vision Insurance - START DAY ONE!

• Life and Disability Insurance Paid Parental Leave and Adoption Assistance

• Health Savings (HSA) Flexible Spending (FSA)and dependent care accounts

• Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays and any applicable state holidays

• 401(k) plan with company match Profit Sharing competitive compensation in line with work experience

• Mental health benefits including coaching and therapy sessions

• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business maximum of $5250 per calendar year employees are eligible for the program upon hire

• Employee Ambassador preferred banking products

This position is eligible to earn a base salary in the range of$117000 - $144000annually depending on job-related factors such as level of experience and location.