Mortgage Loan Originator
Job Location:
Jacksonville, FL - USA
Monthly Salary:
Posted:
Application Deadline:
Vacancies:
Job Summary
ABOUT ONETRUST HOME LOANS
If you are looking for an organization that has established an outstanding reputation for quality products and services and where you are an important member of a professional team then OneTrust Home Loans may be for you. We are recognized as a Fortune 5000 company offering conventional FHA VA USDA and jumbo financing while boasting portfolio construction and structure finance lending divisions. Our focus on utilizing the latest technology to streamline the home loan process has made us a leader in our space. We really listen to our clients in order to anticipate their home financing goals and dreams. Were mortgage educators and financing strategists providing detailed information and sound advice on mortgage options and industry trends. We focus our energies on a transparent and open communication loan process to close loans quickly.
If our employees are successful we are successful. Our goal is to provide them with the most current competitive tools and information possible. Employees and management listen engage and provide honest feedback to each other. Those who make outstanding contributions are recognized for their outstanding customer service and are eligible for key order to hire and retain employees who share our values of integrity transparency innovation and greatness we offer attractive employment packages work-life balance a wide range of training opportunities and an innovative and exciting business culture. Service is everything!
Position Summary
Essential Duties and Responsibilities
- Prospect and develop new business opportunities through networking referrals and relationship-building activities.
- Conduct borrower consultations to evaluate financing needs and recommend appropriate mortgage products.
- Guide borrowers through the loan process from application to closing ensuring a positive customer experience.
- Collect review and maintain required loan documentation to support loan eligibility and underwriting requirements.
- Serve as the primary point of contact for borrowers by providing timely status updates answering questions and addressing concerns throughout the lending process.
- Collaborate with processing underwriting and closing teams to facilitate efficient loan origination and funding.
- Ensure compliance with company policies investor guidelines and all applicable federal and state lending regulations.
- Develop and maintain relationships with referral partners including real estate agents builders financial professionals and community organizations to generate business opportunities.
- Maintain knowledge of mortgage products industry trends and regulatory requirements to effectively assist borrowers and support business growth.
- Achieve individual production goals while maintaining high standards of service quality and professionalism.
- Perform other duties and responsibilities as assigned
The above functions are intended to describe the general nature and level of work performed by individuals assigned to this job. This is not designed to contain or be interpreted as a comprehensive list of all duties responsibilities and qualifications required of employees assigned to this job.
Education and Experience
- High school diploma or equivalent required; associates or bachelors degree in Business Finance Marketing or a related field preferred.
- Sales business development or relationship management experience within the mortgage financial services banking or real estate industries preferred.
- Active Mortgage Loan Originator (MLO) license or the ability to obtain and maintain required state licensing in accordance with NMLS requirements.
- Understanding of underwriting principles including the evaluation of credit income assets collateral and overall borrower risk.
- Strong knowledge of mortgage lending practices products and guidelines including Conventional FHA VA and other residential loan programs.
- Previous experience as a Mortgage Loan Officer with a demonstrated ability to originate develop and manage a mortgage loan pipeline.
- Excellent customer service communication and relationship-building skills with the ability to educate and guide borrowers throughout the lending process.
Knowledge Skills and Abilities
- Demonstrated computer skills in word processing spreadsheet and electronic mail software.
- Strong communication and interpersonal skills and a high level of professional integrity.
- Maintains a positive helpful constructive attitude and work relationship with co-workers and supervisor.
- Strong time management and organizational skills in a dynamic constantly changing environment.
- Attention to detail and quality focused.
- Encompass experience preferred.
OneTrust Home Loans is an Equal Opportunity Employer
