LOB Risk Spec Sr

At PNC our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected valued and have an opportunity to contribute to the companys success. As a(n) LOB Risk Specialist Senior within PNCs Technical Risk organization you will be based in Pittsburgh PA Dallas TX Denver CO Strongsville OH Phoenix AZ and Birmingham AL.

As a LOB Risk Specialist Senior you will serve as a key member of the Technology Risk Management organization responsible for executing and enhancing risk management programs across technology domains. This role partners closely with business leaders engineering teams governance functions Compliance Audit and Enterprise Risk Management to identify assess monitor and report on technology risks that may impact the business.
The successful candidate will leverage strong analytical risk management and communication skills to drive risk transparency support control effectiveness and promote a proactive risk culture across the organization.

Job Description
Executes and enhances Line of Business risk management programs to support business and regulatory objectives.
Identifies assesses monitors and reports on operational technology cyber compliance and emerging risks.
Performs risk assessments control evaluations issue management activities and quality reviews across business processes and technology platforms.
Provides effective challenge and risk consultation to business and technology partners regarding risk exposures control effectiveness remediation plans and governance requirements.
Supports the development implementation and continuous improvement of risk management frameworks methodologies standards and reporting.
Analyzes risk trends key risk indicators issues incidents policy exceptions and control weaknesses to identify emerging concerns and escalation needs.
Develops executive-level reporting materials and risk insights for leadership governance committees regulators and internal audit activities.
Partners with first second and third line stakeholders to ensure effective risk identification mitigation and monitoring.
Participates in enterprise initiatives strategic programs technology modernization efforts and regulatory remediation activities to ensure risks are appropriately managed.
Maintains current knowledge of industry trends regulatory expectations emerging technologies cybersecurity threats artificial intelligence risks and operational resilience requirements.
Serves as a trusted advisor to business and technology leaders while promoting adherence to the Enterprise Risk Management Framework.
Execute and enhance the Technology Risk Quantification program that enables business and technology leaders to understand cyber operational infrastructure and emerging technology risks in financial terms.

Key Responsibilities:

Risk Governance & Oversight
Execute risk programs including risk assessments self-assessments issue management and control evaluations.
Review technology processes risks and controls to identify gaps and recommend improvements.
Support governance forums and risk committees through reporting analysis and risk recommendations.
Risk Monitoring & Reporting
Monitor metrics key risk indicators policy exceptions control effectiveness results vulnerabilities incidents and operational risk events.
Analyze data and develop meaningful risk insights to support leadership decision-making.
Prepare executive dashboards committee materials and regulatory reporting.

Risk Advisory:
Consult with technology and business teams regarding risk-based decision-making.
Facilitate discussions on risk appetite control requirements remediation strategies and risk acceptance.
Provide effective challenge to ensure risks are understood and appropriately managed.

Regulatory & Audit Support
Support regulatory examinations internal audits and external reviews.
Track remediation plans and verify sustainable resolution of identified findings.
Ensure adherence to applicable regulatory policy and governance obligations.

Risk Quantification Responsibilities
Technology Loss Modeling
Develops and enhances technology loss estimation methodologies.
Evaluates loss frequency and severity drivers.
Performs Monte Carlo scenario-based and probabilistic analyses where applicable.
Supports capital planning and enterprise risk aggregation activities.

Risk Scenario Development
Leads development of enterprise technology risk scenarios across:
Cybersecurity
Infrastructure availability
Cloud services
Identity and Access Management
Data protection
Artificial Intelligence
Third-Party Technology Risk

Develops methodologies models and frameworks to quantify technology risk exposures including:
Cybersecurity events
System failures and outages
Data loss and disclosure events
Privilege misuse
Fraud and technology-enabled scams
Third-party technology dependencies
AI and emerging technology risks

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Executes the Line of Business Risk Management program identifying opportunities for enhancement where applicable. Enables line of business adherence with risk management programs.
• Participates in the design and development of the risk management program to meet business and regulatory expectations. Leads in the design and development of specific risk management program components.
• Executes the risk management programs within or across the lines of business (e.g. - business self-assessment and quality reviews). May lead cross functional teams.
• Provides risk expertise while working with the businesses and other risk partners (e.g. Compliance Credit Legal Audit).
• Leads or influences risk initiatives and business as usual activities. Identifies risk assesses impact and makes recommendations on resolution. Reports and escalates risk and program compliance as appropriate.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNCs Enterprise Risk Management Framework.

Successful candidates must demonstrate appropriate knowledge skills and abilities for a role. Listed below are skills competencies work experience education and required certifications/licensures needed to be successful in this position.

Change Management Conflict Management Crisis Management Emerging Risks Influencing Change Operational Risk Assessment Operations Management Risk Management Programs Strategic Planning Third Party Risk Management

Collaborating Data Gathering and Reporting Decision Making and Critical Thinking Effective Communications Industry Knowledge Internal Controls Operational Risk Organizational Governance Process Management Regulatory Environment - Financial Services Standard Operating Procedures

Roles at this level typically require a university / college degree with 3 years of relevant / direct industry experience. Certifications are often lieu of a degree a comparable combination of education job specific certification(s) and experience (including military service) may be considered.

Bachelors

No Required Certification(s)

No Required License(s)

No Required or Preferred Language Assessments

Base Salary: $75000.00 $150000.00

Salaries may vary based on geographic location market data and on individual skills experience and education. This role is incentive eligible with the payment based upon company business and/or individual performance.

Generally this opening is expected to be posted for two business days from 08/26/2026 although it may be longer with business discretion.

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature) dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption surrogacy and doula reimbursement; educational assistance including select programs fully paid; a robust wellness program with financial incentives.

In addition PNC generally provides the following paid time off depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year unless otherwise required by law; between 15 to 25 vacation days each year depending on career level; and years of service.

To learn more about these and other programs including benefits for full time and part-time employees visit.

If an accommodation is required to participate in the application process please contact us via email at . Please include accommodation request in the subject line title and be sure to include your name the job ID and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call and say Workday for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

PNC provides equal employment opportunity to qualified persons regardless of race color sex religion national origin age sexual orientation gender identity disability veteran status or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and for any registered role the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA) which prohibit the hiring of individuals with certain criminal history.

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.