Loan Specialist (General)
Job Location:
Fort Worth, TX - USA
Yearly Salary:
Posted:
Application Deadline:
Vacancies:
Job Summary
This position is located in the Small Business Administration Processing and Disbursement Center - PDC in Fort Worth. Texas. The incumbent is responsible for a variety of duties all related to providing disaster assistance to homeowners renters and businesses seeking funds for repair rehabilitation or replacement of disaster damaged personal real or business property.
As a Loan Specialist (General) at theGSsome of your typical work assignments may include:
- Reviews and screens applications received for completeness and accuracy before processing. Where information or documentation is missing inaccurate or otherwise inadequate contact the applicant by phone and in writing to notify the applicant of the items required to fully process the loan request.
- Investigates and evaluates credit history to determine creditworthiness of applicant business related affiliates and principal owners of applying applicant business.
- Reviews and screens applications received for completeness and accuracy before processing.
- Utilizes loan processing software to provide terms and conditions of loan including those required by law or regulation and to ensure recommendations are in agreement with analysis of loan application.
IMPORTANT NOTES:
TRAVEL STATEMENT- You may be required to travel to a disaster site during increased disaster activity for extended periods with little or no advanced notice. If so you may encounter hazardous working and/or living conditions; i.e. no water or electricity and/or minimal lodging facilities. Travel expenses are compensated based on SBA policy and Federal regulations.
This position works on an as needed basis. This means that employees are in a pay and duty status only when activated to respond to workload needs especially in response to heightened disaster activity. When no longer needed employees return to a non-pay status until the next event necessitates additional staff. However depending on the workload and/or level of disaster activity your work schedule may be changed to full-time. Subsequently if the workload decreases you may be placed in a Non-Pay Status.
Mandatory Overtime: In order to respond quickly and efficiently to disaster survivors substantial compensated overtime hours may be required while on assignment (up to seven days a week and twelve to fourteen hours a day).
A valid drivers license may be required.
- You must be a U.S. Citizen
- You must successfully complete a background investigation.
- You must be able to obtain and maintain a Government travel credit card.
- A credit check is required.
- This is not a bargaining unit position.
- Mandatory Overtime: In order to respond quickly and efficiently to disaster survivors substantial compensated overtime hours may be required while on assignment (up to seven days a week and twelve to fourteen hours a day).
- This is not a drug testing position.
- You may be required to travel to a disaster site during increased disaster activity for extended periods. You may encounter hazardous working and/or living conditions. Travel expenses are compensated based on SBA policy and Federal regulations.
Individual Occupation Requirements:
Education
Undergraduate and Graduate Education: Major study - finance business administration economics accounting insurance engineering mathematics banking and credit law real estate operations statistics or other related fields related to the position such as agriculture agricultural economics farm livestock or ranch management or rural sociology.
OR
Experience
Specialized Experience: Experience that demonstrated competence in agricultural commercial realty or other types of loans. Experience may have been gained in such work as reviewing and passing upon applications for agricultural commercial bank or mortgage loans; servicing a loan portfolio of a bank or other loan association; performing financial analysis of commercial concerns for investment purposes; appraising real estate to determine property valuation; or similar work.
GS-11: One year of specialized experience equivalent to the GS-09 grade level in the Federal service obtained in either the private or public sector:
- Making recommendations or decisions to approve or decline business loans and
- Independently analyze financial statements such as federal tax returns profit and loss statements balance sheets and business plans and
- Evaluating business loan applications to determine eligibility and determining appropriate conditions that should be applied to loans and
- Advising applicants on loan policies and programs ensuring informed decision-making and
- Evaluating assets to determine best available collateral such as real estate and general security interest to secure a loan.
3 academic years of progressively higher-level graduate education.
OR
Ph.D. or equivalent doctoral degree
OR
LL.M. in a field directly related to the position (Finance Business Administration Economics). Education must be in a field which demonstrates the knowledge skills and abilities necessary to perform the duties of the position.
OR
A combination experience as described in A and graduate level education as described in B when combined are equivalent to 100% of the qualification requirement. Only graduate level education in excess of two full years (36 semester hours) may be used in this calculation. To compute first determine the total number of graduate level hours that exceed 36 semester hours and then divide that number by 18 to arrive at a percentage. Then divide the total number of months of qualifying experience by 12 to arrive at a second percentage. Add the two percentages together. The sum of the percentages must equal at least 100% to qualify.
Additional information on the qualification requirements is outlined in the OPM Qualifications Standards Handbook of General Schedule Positions. It is available for your review on OPMs Qualifications web site:
Loan Specialist Series 1165
Experience refers to paid and unpaid experience including volunteer work done through National Service programs (e.g. Peace Corps AmeriCorps) and other organizations (e.g. professional; philanthropic; religious; spiritual; community student social). Volunteer work helps build critical competencies knowledge and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience including volunteer experience.
Generally time in non-pay status as a federal employee is not creditable towards the specialized experience requirement listed above.
All qualification requirements must be met by 11:59 pm (Eastern Time) on 09/08/2026.
APPLICANTS PLEASE NOTE: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications (particularly positions with a positive education requirement.) Therefore applicants must report only attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Verify School accreditation. All education claimed by applicants will be verified by the appointing agency accordingly. If you are selected for this position and qualified based on education (i.e. basic education requirement and/or substitution of education) you will be required to provide an OFFICIAL transcript prior to your first day on duty.
*** If you are using foreign education to meet qualification requirements you must send a Certificate of Foreign Equivalency with your transcript in order to receive credit for that education. *** For further information click on: Foreign Education.
Reasonable Accommodation Requests: If you believe you have a disability (i.e. physical or mental) covered by the Rehabilitation Act of 1973 as amended and Americans with Disabilities Act 1990 as amended that would interfere with completing the USA Hire Competency Based Assessments you will be granted the opportunity to request a reasonable accommodation in your online application. Requests for Reasonable Accommodations for the USA Hire Competency Based Assessments and appropriate supporting documentation for Reasonable Accommodation must be received prior to starting the USA Hire Competency Based Assessments. Decisions on requests for Reasonable Accommodations are made on a case-by-case basis. If you meet the minimum qualifications of the position after notification of the adjudication of your request you will receive an email invitation to complete the USA Hire Competency Based Assessments. You must complete all assessments within 48 hours of receiving the URL to access the USA Hire Competency Based Assessments if you received the link after the close of the announcement. To determine if you need a Reasonable Accommodation please review the Procedures for Requesting a Reasonable Accommodation for Online Assessments here: and InterAgency Career Transition Assistance Programs: Are programs that applies to employees who have been involuntarily separated from a Federal service position within the competitive service or Federal service employees whose positions have been deemed surplus or no longer needed.
Career Transition Assistance Plan (CTAP) is a program that helps surplus or displaced federal employees improve their chances of finding a new job in their current agency (intra-agency i.e. SBA employees only).
Inter-Agency Career Transition Assistance (ICTAP) is a program that helps surplus or displaced federal employees improve their chances of finding a new job at another agency (inter-agency; i.e. not applying to their current or former agency).
You are eligible for CTAP/ICTAP if:
1. You are a current federal employee who meets the definition of a surplus or displaced employee meaning you have received official notice that your job is no longer needed or that you will lose your job by Reduction-in-Force (RIF).
2. Your agency or the agency to which you are applying is accepting applications from within or outside of the permanent workforce.
3. The position to which you are applying MUST BE in the Local Commuting Area of the position of record from which you are being displaced.
4. You meet the qualifications and other requirements of the job for which you are applying. This includes being rated as well-qualified for the position (score of 85 or better based on your responses to the competencies and associated questions listed within the assessment).
Selective Service: If you are a male applicant born after December 31 1959 you must certify that you have registered with the Selective Service System or are exempt from having to do so under the Selective Service Law. For additional information visit .
Consistent with work requirements and current SBA Policy and all applicable provisions of the collective bargaining agreement with AFGE the SBA offers employees opportunities to perform work at an alternative location (e.g. home).
Candidates should be committed to improving the efficiency of the Federal government passionate about the ideals of our American republic and committed to upholding the rule of law and the United States Constitution.
A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
Eligibility for benefits depends on the type of position you hold and whether your position is full-time part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.
Required Experience:
IC
