Lead Analyst, AML Licensing Compliance

Lead Analyst AML Licensing Compliance Denver (Hybrid)

Western Union powers your pursuit.

Western Union is seeking a detail-oriented Lead Analyst to manage U.S. money transmitter licensing requirements. This compliance role involves renewals filings preparing and tracking license applications and ensuring regulatory adherence.

The Lead Analyst AML Compliance plays a critical role in supporting Western Unions regulatory compliance obligations across the United States and federal and state regulatory jurisdictions as required. This position serves as a subject matter expert on United States licensing and AML requirements applicable to Money Services Businesses (MSBs) including federal and state regulatory frameworks governing money transmission and related financial services activities.

Applicants must be currently authorized to work in the United States on a full-time basis. Western Union will not sponsor applicants for work visas for this position. Applicants must be based in Denver or willing to relocate to Denver to work from the Denver office a minimum of three days a week. Western Union will not assist with relocation costs for this position.

Role Responsibilities

• Manage endtoend licensing and registration activities within the United States including regulatory filings reporting and ongoing engagement with United States regulators.
• Work closely with internal Compliance Legal and business stakeholders the Lead Analyst ensures that licensing obligations are consistently applied to Western Unions products and operations across jurisdictions.
• Support regulatory readiness and ongoing compliance by maintaining robust documentation ensuring timely and accurate filings and serving as a key point of contact for regulatory authorities.
• Prepare submit and track money transmitter license applications renewals and related filings for U.S. jurisdictions.
• Ensure adherence to state and federal licensing requirements deadlines and reporting obligations.
• Maintain thorough and organized records of all licensing activities including supporting documentation and correspondence.
• Work closely with Legal Compliance and Business teams to gather required information and resolve licensing issues.
• Identify opportunities to streamline licensing processes and enhance efficiency.
• Generate and analyze data in Excel to support compliance reporting and audits.

Role Requirements

• Bachelors degree in Business Finance Compliance or related field (or equivalent experience).
• 5 years in licensing regulatory compliance or financial services.
• Advanced proficiency in Microsoft Excel (pivot tables formulas data analysis).
• Experience with money transmitter licensing or financial regulatory requirements preferred.
• Familiarity with SharePoint compliance management systems and workflow tools preferred.
• Experience with NMLS preferred.
• CAMS/CFCS certification preferred.
• Paralegal certificate and/or legal research experience preferred.
• Fluency in second language preferred.
• Strong time management documentation and organizational skills.
• Attention to detail and accuracy.
• Ability to work independently and as part of a team.
• Flexibility to manage multiple priorities and adapt to changing regulatory requirements.
• Excellent communication and problem-solving skills.

We make financial services accessible to humans everywhere. Join us for whats next.

Western Union is positioned to become the worlds most accessible financial services company transforming lives and communities. Were a diverse and passionate customer-centric team of over 8000 employees serving 200 countries and territories reaching customers and receivers around the globe. More than moving money we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper we support our employees in achieving their professional aspirations. Youll have plenty of opportunities to learn new skills and build a career as well as receive a great compensation package. If youre ready to help drive the future of financial services its time for Western Union. Learn more about our purpose and people at base salary range is $90000.00 - 100000.00 USD per year total on target compensation includes a base salary plus annual incentives that align with individual and company performance. Actual salaries will vary based on candidates qualifications skills and competencies.

BENEFITS AND OTHER DETAILS

Benefits

You will also have access to short-term incentives multiple health insurance options accident and life insurance and access to best-in-class development platforms to name a few ( Please see the below benefits specific to your location and note that your recruiter may share additional role-specific benefits during your interview
process or in an offer of employment.

Your US specific benefits include:

• Paid Time off
• Medical Dental and Life Insurance
• Parental Leave
• Global Adoption Assistance
• 401K plan

Western Union values in-person collaboration learning and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face we are better able to learn from our peers problem-solve together and innovate.

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week.

For residents of Colorado California Connecticut Delaware Minnesota and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age date of birth or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race color national origin religion political affiliation sex (including pregnancy) sexual orientation gender identity age disability marital status or veteran status. The company will provide accommodation to applicants including those with disabilities during the recruitment process following applicable laws.

#LI-RM1 #LI-Hybrid

Estimated Job Posting End Date:

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.