Insurance & Risk Analyst

Do your Best Work in Mooresville

This position is based at our headquarters in Mooresville North Carolina. Our corporate office is a space where you can collaborate and do your best work. Take a walk grab a bite (or a cup of coffee) work out or get a check-up we invest in you so you can find your inspiration.

Your Impact

The Insurance & Risk Analyst supports the Companys insurance and risk management programs through the collection validation reconciliation and analysis of exposure financial and insurance data. This role partners with internal stakeholders and external insurance partners to support annual insurance renewals maintain accurate exposure and policy information administer key insurance processes and provide meaningful analysis that supports risk-informed business decisions. The position requires strong analytical capabilities advanced Excel skills attention to detail and the ability to manage complex data across multiple systems.

What You Will Do

• Collect validate and prepare underwriting and exposure data for Lowes annual insurance renewals supporting the accurate quantification and presentation of the Companys risk exposures to insurers.
• Perform quarterly reconciliations of Lowes property schedule including locations and values to maintain accurate and complete exposure information.
• Consolidate and reconcile monthly fleet data for Lowes and ADG identifying changes discrepancies and trends in vehicle exposures.
• Partner with HR and finance to obtain annual payroll data and perform comprehensive year-over-year analysis of payroll exposures.
• Review and process insurance renewal invoices through Lowes financial systems validating amounts and obtaining appropriate approvals.
• Maintain the Companys insurance policy inventory by tracking policy receipt documenting key policy details in the master insurance database and maintaining organized electronic records in the shared drive and eDocs.
• Conduct quarterly reviews of newly onboarded vendors across multiple Lowes platforms; collect and organize Certificates of Insurance (COIs) vendor contact information and supporting risk documentation.
• Support third-party COI requests and serve as backup coverage for the insurance department mailbox coordinating responses with internal stakeholders and insurance partners as needed.
• Research analyze and prepare supporting materials for insurance underwriting meetings and renewal presentations.
• Support administration of Lowes corporate bond program and serve as backup for bond-related activities including documentation tracking and coordination with internal and external partners.
• Perform ad hoc risk insurance financial and exposure analyses to support risk management initiatives and business decisions.
• Maintain a high level of accuracy and attention to detail when analyzing insurance exposure and financial data; utilize advanced Excel capabilities to reconcile analyze and report complex datasets.

Minimum Qualifications

• Bachelors degree in business finance risk management economics or related field or equivalent years of experience in lieu of education requirement if applicable
• 4 years of experience in insurance risk management or a related corporate function
• Strong analytical and problem-solving skills with the ability to review reconcile and interpret large or complex datasets
• Demonstrated attention to detail and accuracy particularly when working with financial exposure insurance or operational data
• Ability to identify data discrepancies trends and changes in exposure information and communicate findings clearly

Preferred Skills/Education

• Corporate paralegal experience
• Lowes finance or accounting experience

About Lowes

Lowes Companies Inc. (NYSE: LOW) is a FORTUNE 100 home improvement company with total fiscal year 2025 sales of more than$86 billion. Lowes employs approximately 300000 associates and operates over 1750 home improvement stores 540 branches and 120 distribution centers. Lowes is a core value S&P 500 equity stock and a dividend aristocrat. Based inMooresville N.C. Lowes supports the communities it serves through programs focused on creating safe affordable housing improving community spaces helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information visit.

Lowes is an equal opportunity employer and administers all personnel practices without regard to race color religious creed sex gender age ancestry national origin mental or physical disability or medical condition sexual orientation gender identity or expression marital status military or veteran status genetic information or any other category protected under federal state or local law.