Director of Collections & Recovery

United Consumer Financial Services Compa

As a part of the global industrial organization Marmon Holdingswhich is backed by Berkshire Hathawayyoull be doing things that matter leading at every level and winning a better way. Were committed to making a positive impact on the world providing you with diverse learning and working opportunities and fostering a culture where everyones empowered to be their best.

The Director of Collections & Recovery is responsible for designing executing and continuously optimizing the organizations end-to-end collections strategy. This includes oversight of early-stage high-risk late-stage and outsourced agency operations. The role ensures strong portfolio performance adherence to all federal and state regulations and delivery of a best-in-class customer experience throughout the repayment lifecycle.

This position closely cooperates with Risk Customer Service Operations Compliance and Finance to reduce delinquency maximize recovery modernize processes and support sustainable portfolio growth. The Director will lead collections teams and vendor partners manage dialer strategies oversee quality monitoring and implement omni-channel communication frameworks to drive efficiency and results.

Pay Range: $00 commissions

Strategic Leadership & Portfolio Performance

• Develop and execute the companywide collections strategy to reduce delinquency improve cure rates and optimize recoveries across all risk segments.
• Monitor portfolio performance trends and proactively adjust tactics staffing dialer strategy and outreach channels.
• Review KPI dashboards (e.g. roll rates PTP kept DPD trends liquidation rates call productivity) to guide daily operations and long-term decision-making.
• Partner with Credit Risk to align underwriting strategy and collections policies with emerging trends.

Operational Excellence

• Lead early-stage high-risk late-stage and specialty queue operations to ensure consistent execution and compliance.
• Oversee outbound dialing strategies text/email communication workflows and channel optimization to maximize contact rates.
• Drive process improvement initiatives to reduce operational friction improve agent efficiency and enhance customer experience.
• Implement and maintain SOPs call guides and QA frameworks to ensure consistent performance.

People Leadership

• Lead develop and mentor collections manager and supervisors to build a high-performing data-driven culture.
• Establish clear performance expectations conduct regular coaching sessions and ensure ongoing leadership development.
• Facilitate workforce planning hiring onboarding and succession planning for the Collections department.

Compliance & Risk Management

• Ensure full compliance with FDCPA Reg F UDAAP TCPA state regulations SCRA and company policies.
• Partner with Compliance and Legal to monitor regulatory changes and update processes accordingly.
• Oversee QA monitoring complaint resolution and root-cause analysis to mitigate risk and prevent recurrence.
• Ensure proper documentation and audit readiness for all collections processes and vendor relationships.

Vendor & Agency Management

• Manage relationships with third-party collection agencies skip-trace providers and technology vendors.
• Evaluate agency performance set liquidation targets negotiate contracts and ensure adherence to compliance requirements.
• Implement agency scorecards regular performance reviews and accountability structures.

Technology & Innovation

• Collaborate with IT and Operations to optimize dialer configuration segmentation logic and automation.
• Evaluate and implement tools such as AI-assisted QA predictive analytics and omni-channel communication platforms.
• Lead digital transformation efforts within the collections function to increase efficiency and reduce operating costs.

Following receipt of a conditional offer of employment candidates will be required to complete additional job-related screening processes as permitted or required by applicable law.

We are an equal opportunity employer and all applicants will be considered for employment without attention to their membership in any protected class. If you require any reasonable accommodation to complete your application or any part of the recruiting process please email your request to and please be sure to include the title and the location of the position for which you are applying.