Deposit Operations Specialist I Wires

Summary

The Deposit Operations Specialist Wires plays a critical role in delivering secure accurate and timely wire transfer services that support our customers team members and communities. This position is responsible for the end-to-end processing of domestic and international wire transactions while upholding First Uniteds commitment to operational excellence risk management and exceptional service.

This role goes beyond transaction processingit reflects our service philosophy by building trust through accuracy responsiveness and proactive communication. The Specialist actively develops into a subject matter expert while contributing to the continuous improvement of processes ensuring we serve customers seamlesslythe first time every time.

The Specialist demonstrates strong ownership sound judgment and attention to detail while ensuring all activities align with established policies procedures regulatory requirements and service level expectations.

Key Responsibilities

Operational Excellence & Accuracy

• Process daily incoming and outgoing domestic and international wire transfers with a high degree of accuracy and timeliness
• Balance and reconcile wire activity in accordance with established procedures and deadlines
• Ensure all transactions comply with internal policies operating procedures and regulatory requirements

Risk Management & Fraud Prevention

• Perform customer callbacks and verification procedures to mitigate fraud risk and ensure transaction authenticity
• Review and resolve exception items identified through Risk Fraud Analysis and Verafin monitoring
• Process wire recalls disputes and service messages with urgency and sound judgment

Continuous Improvement & Ownership

• Identify opportunities to improve workflows reduce risk and enhance the customer and team member experience
• Take initiative in resolving issues and completing tasks with minimal supervision
• Support team goals by maintaining productivity quality standards and service level commitments

Behavioral Expectations

At First United how we work is just as important as what we do. This role is expected to:

• Act with Integrity: Handle all transactions and sensitive information with the highest level of confidentiality and ethical standards
• Own the Outcome: Take accountability for accuracy timeliness and resolution of issues
• Serve with Purpose: Deliver consistent high-quality service that builds trust with both internal and external customers
• Collaborate Effectively: Build positive working relationships and contribute to a supportive team environment
• Adapt and Grow: Embrace change seek learning opportunities and remain open to feedback
• Communicate with Clarity: Share information in a professional respectful and solution-focused manner

Additional Responsibilities

• Complete all required compliance training and exams within established timelines
• Maintain adherence to all First United policies procedures and standards
• Support department initiatives and perform other duties as assigned by leadership
• Maintain professional appearance and conduct consistent with organizational expectations

Qualifications & Experience

Education & Experience

• High School Diploma or GED required
• Minimum of 2 years of banking or financial services experience preferred
• Experience in wire processing electronic payments or related operational functions preferred

Technical & Functional Skills

• Proficiency in Microsoft Outlook Word and Excel
• Strong attention to detail with the ability to manage high-volume time-sensitive tasks
• Sound judgment and problem-solving skills in a risk-sensitive environment
• Ability to prioritize meet deadlines and maintain accuracy under pressure

Interpersonal & Service Skills

• Excellent customer service skills across written verbal and interpersonal communication
• Strong collaboration skills with the ability to work effectively across teams
• Dependable accountable and committed to meeting schedules and deadlines
• Professional demeanor with the ability to handle challenging situations with composure

• Demonstrate a customer-first mindset by responding with empathy urgency and accountability
• Contributes positively to team culture

Work Environment & Expectations

This role operates in a fast-paced deadline-driven environment where precision and responsiveness are essential. Success in this position requires a balance of operational focus risk awareness and a strong commitment to service excellence.

Note: This job description is not intended to be all-inclusive. Team members may be asked to perform additional duties to meet the ongoing needs of the organization.

If any applicant is unable to complete an application or respond to a job opening because of a disability please email us at for assistance.