Credit Analyst Sr

International Financial Corporation has an exciting opportunity for a Senior Credit Analyst to support customers financing their acquisition of International trucks and buses. This is a dynamic role with credit approval authority focused on providing credit underwriting of owner-operators and small- to mid-size fleet customers.

Were seeking a driven professional with a keen eye for detail and a passion for credit underwriting. If you thrive in a fast-paced environment and enjoy making critical decisions we would like to hear from you!

• Daily interaction with dealers finance managers and internal sales teams regarding credit requests

• Perform credit assessment on existing and potential new customers

• Complete credit memo templates in a clean accurate and professional manner

• Make recommendations regarding credit decisions to NFC Credit Management

• Exercise credit approval authority consistent with NFCs dual signature policy

• Communicate credit decisions to internal and external parties

• Ensure compliance with all company reporting policies such as risk ratings and scorecards

• Minimize NFCs risk exposure by adhering to internal credit policies and procedures with respect to lending decisions

• Collect and gather standard due diligence and KYC information

• Ensure loans and leases are properly documented and the liens are perfected

• Educate dealers on credit and documentation requirements

• Support the execution of strategic credit sales and marketing initiatives

• Assist management in creation and update of policies procedures reports and desktop manuals

• Assist in remediating post-funding documentation exceptions

• Bachelors degree and at least 1 year of accounting or finance experience

OR

• Masters degree and no experience

OR

• At least 3 years of accounting or finance experience

• Qualified candidates excluding current employees must be legally authorized on an unrestricted basis (US Citizen Legal Permanent Resident Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g. H-1B status)

• 1 years of credit underwriting experience preferably in the transportation sector

• Working knowledge of consumer credit bureaus PayNet LexisNexis and DocuSign

• Strong analytical skills business writing skills and proficiency with applications including Excel Word Power BI and T-Value

• Ability to work independently and within a team environment

• Ability to effectively communicate with internal and external stakeholders

• Knowledge of the transportation industry and related credit policies and procedures

• Proficiency in finance and lease documentation insurance and lien perfection

• Ability to effectively prioritize workloads that include multiple transactions

This position offers competitive market-based compensation along with a comprehensive benefits package designed to support employee wellbeing. You can learn more about the benefits offered for this position by visiting expected salary offered for this position will fall within the stated range with the final offer based on the candidates applicable skills knowledge and experience.

About TRATON
With its brands Scania MAN International and Volkswagen Truck & BusTRATONSE is the parent and holding company of theTRATONGROUP and one of the worlds leading commercial vehicle manufacturers. The Groups product portfolio comprises trucks buses and light-duty commercial vehicles. Transforming Transportation Together. For a sustainable world.: this intention underlines the Companys ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Groups commercial growth.

About International
From a one-man company built on the world-changing invention of the McCormick reaper in 1831 to the 15000-person-strong company we are todayfew companies can lay claim to a history like International. Based in Lisle Illinois International Motors LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International trucks and engines and IC Bus school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite aftermarket everything we do our vision is to accelerate the impact of sustainable mobility to create the cleaner safer world we all deserve. As of 2021 we joined Scania MAN and Volkswagen Truck & Bus in TRATON GROUP a global champion of the truck and transport services industry. To learn more visit.

*International Motors LLC is d/b/a International Motors USA in Illinois Missouri New Jersey Ohio Texas and Utah.

We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race color religion sex sexual orientation gender identity national origin disability veteran status and other legally protected characteristics.

If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability please emailto request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise your request may not be considered.