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Credit Analyst
Job Location:
Job Location:
San Francisco, CA - USA
Monthly Salary:
Not provided by the employer
Monthly Salary:
Posted:
12 August 2026 (4 hours ago)
Posted:
Application Deadline:
9 November 2026
Application Deadline:
Vacancies:
1 Vacancy
Vacancies:
Job Summary
Job Title:Credit Analyst
Location: Remote Role (Anywhere in the MST or PST time zones)
Job Type: Direct Hire
The Credit Analyst will be responsible for analyzing evaluating new and renewal premium finance loans. Analyzes moderate to complex credit requests including credit and financial information of businesses. Prepares and conducts Loan Committee Application (LCA) including financial and cash flow analysis.
Essential Functions Duties and Responsibilities
- Spreads and analyzes corporate and individual financial statements and tax returns.
- Evaluates financing requests to determine credit quality and appropriate loan structures resulting in relevant and sound credit recommendations.
- Identifies specific merits risks and mitigants for each loan including collateral and insurance policy provisions.
- Prepares Loan Committee Application (LCA) as necessary.
- Ensures business terms concepts and structure are accurately captured in loan documentation
- Ensures compliance with Credit Policy guidelines and banking laws and regulations.
- Responds to inquiries from Sales and Account Management with the ability to balance the customers request within the risk parameters of US Premium Finance and Ameris Bank.
- Completes link letters as needed.
- Reviews trends/patterns within portfolio and reports findings to management.
- Works with agency services regarding line of credit annual review and other credit-related functions.
- Maintains acceptable write-off ratio in dollars.
- Assists with special projects and management reports.
Required Knowledge Skills and Competencies:
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Industry and Work Experience:
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