Credit Analyst
Job Location:
Addison, TX - USA
Monthly Salary:
Posted:
Application Deadline:
Vacancies:
Job Summary
The Credit Analyst is responsible for managing credit risk and accounts receivable for an assigned customer portfolio. This role establishes and maintains appropriate credit limits reviews and releases credit-held orders supports collections and resolves account disputes while balancing risk management with profitable sales growth. The Credit Analyst partners closely with Sales and customers to ensure timely order processing strong cash flow and positive customer relationships.
- Establish review and maintain credit limits for new and existing customers while managing company credit exposure and supporting sales.
- Review and release credit-held orders throughout the day working closely with Sales to resolve issues and minimize delays to customer orders.
- Conduct accounts receivable collections through phone email and written communication; follow up on past-due balances and escalate issues as needed.
- Research and resolve invoice discrepancies short/overpayments and customer disputes in partnership with Sales and internal teams.
- Collect and analyze trade references financial information and credit reports to support new account setup and credit-limit decisions.
- Conduct annual credit reviews and adjust customer credit limits based on updated financial and payment information.
- Monitor aging and DSO performance and take appropriate action to support company targets.
- Prepare mid-month and month-end credit and A/R reports and participate in reporting calls with Sales leadership and management.
- Maintain accurate customer credit and A/R records while ensuring compliance with company policies and applicable credit practices.
- Perform other related responsibilities as assigned.
- High school diploma or GED required; Associates degree in Accounting or related field preferred.
- 3 years of credit accounts receivable collections accounting or related experience.
- Strong ability to analyze financial statements credit reports and payment history.
- Working knowledge of business and credit law and general accounting principles.
- Strong problem-solving analytical communication and negotiation skills.
- Ability to effectively partner with Sales and customers to resolve credit and payment issues.
- Proficiency with Microsoft Office including Excel Word and Outlook.
- NACM certification or credential preferred.
- Ability to manage multiple priorities and make sound credit decisions in a fast-paced deadline-driven environment.
Required Experience:
IC
About Company
As one of North America's leading distributors for mobile and industrial applications, our solutions-based approach supports OEM & MRO customers with their needs in fluid power, fluid process, fluid conveyance, industrial supplies, and service & repair capabilities.
