Consumer Banker III (Cornerstone)

Essential Functions/Responsibilities

• Perform necessary functions necessary to open accounts perform maintenance.

• Run a Teller drawer as deemed necessary by management

• Support client engagement through active calling client conversations and follow up.

• Daily activities that align with The First Financial Bank Experience (FFB Experience) including but not limited to:

• Partner with appropriate internal constituencies to bring appropriate level of expertise to the client whether it is service or solution related

• Ensure client follow up calls are conducted in the proper time frame.

• Maintain all operational and risk management standards

• Other duties as assigned to assist clients transact business within the branch drive-thru by phone and email.

• Model the way for peers and coworkers aligned with First Financials Mission and Values.

• The CB is responsible for adherence to all compliance and regulatory procedures.

• Tracks reports and communicates business results and activities to their FCM

• Partner with the District Specialists to execute against retail strategies and objectives to attract retain and grow core client relationships fulfill clients financial needs and provide a fIRST Class Client Experience.

• Function as clients personal trusted advisor by adding value and building deep client relationships by utilizing the First Client Conversation Model.

• Participate and lead in the First Financial Bank Experience by being active in site center huddles and meetings to support sales and service activities.

• Consistently meet or exceed sales service and referral goals as set by management by effectively collaborating as a team the District and with lines of business in an effort to assist clients meet their dedicated financial needs.

• Provide digital assistance and service for clients establishing or in need of support in utilizing the banks online offering.

• Stay informed and up to date on all bank products processes and procedures and procedures; especially those that are most complex.

Minimum Knowledge Skills and Abilities Needed to Perform Essential Functions of the Job

• 3-4 years of experience in coaching and/or mentoring in a retail environment.

• 3-4 years of personal experience in sales and service with previous success in achieving sales and service goals in a retail environment.

• 3-4 years demonstrated prior success with achievement of performance goals.

• High school diploma or general education degree (GED) required.

• 4-5 years related experience and/or training; or equivalent combination of education and experience.

Preferred Knowledge and Skills

• Associates or Bachelors degree and/or equivalent banking work experience preferred.

Level of Complexity and Scope

• Ability to serve a wide variety of client needs according to bank policy and procedures.

• Ability to lead teams as needed.

• Ability to lead outside sales efforts.

Degree of Independence and Decision-Making

• Works with limited supervision.

• Follows established guidelines.

• Applies guidelines with proficiency.

• Collaborates with senior role or Supervisor.

• Uses subject-matter expertise to advise others.

Required Supervisory Responsibilities

• Supports the management needs for the FCM

• Supports the management needs of market leadership

Physical Requirements

• Occasionally lifts and carries up to 50 lbs.

• Frequently lifts and carries up to 10 lbs.

• Frequently sits stands walks and drives

Compliance Statement

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act Anti-Money Laundering OFAC and Suspicious Activity reporting requirements as well as all other lending and deposit compliance requirements.

Development and Training

• Transaction Processing & Regulatory Understanding

• Client Conversation Workshop 1.0

• Client Conversation Workshop 2.0

• Consumer Banking Certification: Intro to Networking COI and Community Development

• Consumer Banking Certification: Business Management Tool & Resources (FirstForce Training)

• Consumer Deposit Certification: Regulatory Risk Legal & Fraud

• Consumer Lending Certification: Loan Application and Communication

• Consumer Lending Certification: Regulatory Risk Legal & Fraud

• Consumer Deposit Certification: Estates Trusts & Power of Attorneys

• Consumer Lending Certification: Understanding Credit Reporting DTI T-Chart

• Consumer Lending Certification: Understanding Underwriting & Processing

• Consumer Lending Certification: Understanding Tax Returns Financial Statements & Schedules

• Small Business

• Business Deposit Certification: treasury Public Funds IOLTA/IOTA DACA

• Small Business Client Conversation

• Business Lending Certification: Intro Understanding Business Credit Underwriting & Products

• WorkLife

• WorkLife Banking Certification: Prospecting new WorkLife Opportunities

• WorkLife Banking Certification: Facilitating WorkLife Presentations

• WorkLife Banking Certification: Business Management Tool (FirstForce to manage opportunities and relationships)

• Community Development

• Community Development Certification: Developing COI/relationships with Community Organizations

• Community Development Certification: Understanding Financial Literacy Programs

• Community Development Certification: Facilitating Financial Literacy

• Community Development Certification: Give First