Commercial Relationship Manager
Lafayette, IN - USA
Job Summary
- Develop and manage a portfolio of business banking relationships ensuring high-quality service retention and growth.
- Identify client needs and recommend appropriate credit deposit and treasury solutions through structured interviews financial analysis and consultative conversations.
- Generate new commercial relationships through proactive business development including networking referrals outbound calling and active participation in community and industry events.
- Structure and present commercial credit requests ensuring compliance with bank policies regulatory requirements and sound credit principles.
- Manage the full credit lifecycle including renewals modifications annual reviews covenant monitoring and collection activities when necessary.
- Collaborate with internal partners such as credit treasury management retail banking and operations to deliver seamless client experiences.
- Maintain strong working relationships with centers of influence including accountants attorneys real estate professionals and community organizations.
- Exercise sound judgment and decision-making in credit recommendations portfolio management and customer interactions.
- Perform other duties as assigned to support departmental and organizational goals.
- Batchelors Degree in Business Administration or relation area; or equivalent work experience and/or a combination of both.
- Minimum of five years of experience in Commercial Lending with a preference for existing experience within service area and Credit training.
- Ability to generate new loan growth.
- Strong written and verbal communication skills along with proficiency in Microsoft Office Suite of Programs/Products.
- Ability to read analyze and interpret policies contracts credit and financial documents as well as other legal documents as needed.
- Ability to present sell and service bank products as well as demonstrate professional knowledge of commercial lending.
- Strong analytical and mathematical capabilities as well as an understanding of credit underwriting and loan documentation.
- Willingness to attend functions and meetings outside normal working hours.
- Competitive salary
- 401(k)
- Employee Stock Ownership Plan
- Health/Dental/Vision insurance
- Bank paid Life Insurance
- Paid Holidays
- Paid time off
- Opportunity for advancement
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race color religion sex national origin disability status protected veteran status or any other characteristic protected by law.
WHY WORK WITH US:
Community-Focused: Be a part of a team that makes a real difference in your community.
Required Experience:
IC
About Company
Position Summary Provide Branch Manager with support, assistance, and leadership regarding all aspects of branch operations to ensure superior service is provided to all internal and external customers. Assist with the development, modification, and implementation of procedures for da ... View more