Commercial Loan Specialist I

Position Purpose

Provide diversified support to the initiation growth and management of commercial loan accounts.

Essential Functions

• Assist Relationship Managers to facilitate the timely processing of loan requests of low to medium complexity as well as monitoring and growing existing loan portfolios.
• Review and evaluate loan packages for completeness. Follow up with customers for the timely receipt of financial statements to ensure all requests whether for new loans renewals modifications and/or extensions are processed timely.
• Monitor client documentation upload activity in Abrigo and file documents following established naming convention standards.
• Perform ongoing maintenance of financial ticklers in Abrigo.
• Support the preparation of loan approval packages by effectively communicating with customers to gather additional documents and information necessary to fully underwrite and decision loan requests.
• Obtain and review standard reports and coordinate with Relationship Managers on current and upcoming customer financial reporting requirements delinquencies overdrafts loan maturities and periodic reviews.
• Review business entity documentation to verify proper borrowing structure and beneficial ownership.
• Order and analyze preliminary title commitments UCC searches flood determinations environmental reports and work to resolve any issues identified.
• Order appraisals and construction budget reviews.
• Responsible for reviewing property and liability insurance to ensure it complies with bank policy and procedure.
• Ensure accuracy with loan approval and compliance with bank policy and regulatory requirements prior to releasing documents for execution.
• Prepare and submit document order requests once all conditions to close have been met.
• Respond to telephone calls and emails to resolve routine inquiries.
• Understand review and deliver loan and account statements for business customers as needed.
• Identify obtain and distribute reports related to the commercial loan portfolio and / or business loan requests for Relationship Managers or management as required.
• Resolve administrative and loan processing concerns by analyzing issues; identify and coordinate appropriate solutions.
• Provide notary services to customers relating to the execution of loan documents as required.
• Perform related duties and responsibilities as assigned.

Qualifications & Requirements

• Has a basic understanding of types of collateral and loan types including but not limited to commercial real estate UCC vehicles construction and C & I.
• An associates or bachelors degree in a business-related curriculum or three (3) years of demonstrated successful experience providing advanced and diversified support to commercial lending staff and management personnel.
• Working knowledge of commercial lending processes and procedures including commercial loan processing and documentation requirements preferred.
• Ability to be flexible in a fast-paced working environment and be adaptable to change.
• Working knowledge of administrative and office management practices and procedures.
• Has highly effective verbal and written communication organizational and planning skills.
• The ability to deal with confidential and highly sensitive customer information and situations with discretion tact and diplomacy.
• Ability to elicit cooperation and support from others and coordinate the work efforts of others. Demonstrated skill and proficiency in the use of personal computers Microsoft Office Suite of applications.
• Preferred experience using Fiserv products Laserpro and Abrigo (Sageworks).
• Proven ability to work independently in a remote environment.
• Maintain regular and predictable attendance.

Physical Requirements

The work requires the ability to operate office machines and equipment such as personal computers printers copying machines and telephones. The work requires the ability to communicate clearly with customers coworkers and others in person and remotely (telephone video conference written communication etc.). Work activities involve a combination of sitting/standing for extended periods. Reasonable accommodation may be available to enable qualified individuals with disabilities to perform the essential functions of the position.

Pay Range

Commercial Loan Specialist I:

• The pay range for this position is $26.94 - $45.79 per hour
• The typical hiring range for this position is $26.94 - $30.91 per hour

Commercial Loan Specialist II:

• The pay range for this position is $29.09 - $49.46 per hour
• The typical hiring range for this position is $29.09 - $33.38 per hour

• The incentive plan for this position is the Partnership Incentive plan Tier 2. It is paid out quarterly with a 7.5% target payout.
• Employees will be eligible for our benefits package including medical dental and vision insurance paid time off retirement plans (401k with company match and Employee Stock Ownership Plan) gym membership reimbursement discounts on our banking products and more! Additional information on our benefits package can be viewed at a community Bank we know the power in bringing people together from all walks of life. Our communities are beautiful and strong because of their diversity and its important to us that all of our locations reflect the unique diversity of the places we live and work. We are passionate about hiring the very best talent and welcome applicants from all backgrounds. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

  
  

  Qualified applicants will receive consideration without regard to their race color religion sex sexual orientation gender identity national origin disability or status as a protected veteran

  
  

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