Commercial Loan Processor

Join our team and play a critical role in delivering exceptional commercial lending support from approval through closing and funding.

We are seeking a detail-oriented and highly organized person for our Commercial Loan Processor position to support the documentation closing funding and servicing of commercial loans. This position serves as a key partner to lenders credit staff borrowers attorneys title companies and other stakeholders to ensure commercial loan transactions are processed accurately efficiently and in compliance with bank policies and regulatory requirements.

What Youll Do

Loan Coordination

• Input and maintain loan data in the banks loan origination and documentation systems including Baker Hill or other applicable platforms.
• Order collect and review required third-party due diligence items including appraisals property tax bills title insurance flood determinations and coverage UCC searches and filings environmental reports equipment appraisals and motor vehicle filings as applicable.
• Obtain and verify supporting documentation needed to protect the banks security interest including insurance purchase agreements invoices vehicle titles serial numbers VINs legal descriptions appraisal reviews equipment information and entity-related information per CCF standard requirements.
• Prepare and review settlement statements payoff information wire and disbursement details and pre-close review items to ensure files are complete and accurate before closing.
• Coordinate appraisal notices appraisal receipt or waiver documentation adverse action requirements covenant waivers HMDA reporting inputs OFAC screening and CLEAR/CCAP searches as applicable.
• Monitor timelines and follow up on outstanding items to support efficient movement of loans from approval through closing.

Closing Funding & Loan Booking

• Prepare commercial loan documents and modification documents for all commercial loan types in accordance with approval terms collateral requirements internal standards policies and applicable regulatory requirements.
• Conduct verification and second-review procedures to confirm documentation accuracy legal sufficiency and readiness for closing.
• Coordinate closings with internal stakeholders and external parties including attorneys title companies and borrowers to facilitate timely execution.
• Book approved transactions accurately to the core system and process funding disbursements related fees document uploads and applicable system updates.
• Send final documents to the appropriate parties complete imaging and file retention steps route post-closing documentation for processing and track outstanding exceptions such as final title policies recorded documents and post-UCC searches.
• Support ongoing servicing-related documentation including payoffs auto-renew timing post-close actions and exception resolution as needed.

Communication & Compliance

• Serve as a point of contact for lenders credit staff borrowers attorneys title companies and third-party vendors regarding documentation needs loan status closing conditions final closing dates and follow-up items.
• Ensure loan files meet internal approval requirements appropriate authority levels documentation standards legal requirements regulatory requirements bank policy requirements and applicable state and federal banking laws prior to funding and booking.
• Maintain complete organized and audit-ready loan files and processing logs.
• Escalate documentation collateral compliance or timing issues promptly to the appropriate leader or lender for resolution.
• Researches and responds to customer banker and other internal inquiries.
• Creates maintains and updates SOPs as requested.
• Performs other duties as assigned.

Must haves:

• Associates degree in accounting finance economics or related field.
  • Note: Two (2) years of directly related experience may be considered in lieu of the Associates degree.
• Two (2) years of experience in the financial services industry.
• Two (2) years of experience working in loan processing.

Whats in it for you

• Full Time 40 hours per week.
• Monday Friday work week
• Competitive pay ranging from $24 - $29/hour (may vary based on experience).
• Eligible for annual incentive based upon company performance and goals.

Perks:

• Health Vision & Dental Plans
• Health Savings Account (HSA) with CCF Contributions
• Employer Paid Life Insurance and Long Term Disability Plans
• Voluntary Life Insurance and Short Term Disability Plans
• Accident Critical Illness and Hospital Indemnity Plans
• Benefits Care Advocate
• Flexible Spending Account
• Health Reimbursement Arrangement (HRA)
• 401K Retirement Plan and Company Match
• Paid Time Off and Paid Holidays
• Time Off for Bereavement Leave Parental Leave and Voting
• Paid Time Off Donation
• Paid Time Off Cash Out
• Company-Wide Wellness Program
• Employee Assistance Program (EAP)
• Colleague Referral Program
• Education Reimbursement Program
• Career Planning
• Hybrid Work Arrangements depending on position
• Colleague Pricing on Secondary Market Mortgage Loans
• Colleague Beyond Save & Spend Accounts Perks
• Discount Program

Apply today and help drive the success of our commercial lending operations.

What can you expect from us

At CCFBank you are more than just a number you are a partner to our team. We are dedicated to investing in our colleagues and providing them with tools they need to grow and develop their careers.

We prioritize the needs of our community by allocating resources and encouraging colleague involvement across the regions we operate in. We are proud to be a part of our local communities and we look forward to continuing to support and serve them.

Learn more here about how we make more possible: to be part of our financial family Apply online at !

If you need assistance applying contact us at and we will attempt to meet your needs.

In evaluating candidates for this position CCFBank may consider a combination of education training and experience which provides the necessary knowledge skills and abilities to perform the duties of this position.

CCFBank is committed to fostering and cultivating an inclusive and diverse culture and we are proud to be an Equal Opportunity Employer including disability and veterans.