Business Lending Internship
Job Location:
Monthly Salary:
Posted:
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Job Summary
If you need assistance with filling out our application form or during any phase of the application interview or employment process please notify our Human Resources Team at option 1 or email and every reasonable effort will be made to accommodate your needs in a timely manner.
Under direct supervision assists in completing loan credit analysis underwriting and financial reviews on commercial and Small Business Administration (SBA) loans for the Business Lending team. Has opportunity to job shadow various areas of Business Lending (origination Specialty/Construction lending and portfolio management).
Job Description
LOCATION
Mountain America Center
9800 S Monroe St
Sandy Utah
*In-Office
SCHEDULE
Flexible Hours
To be effective an individual must be able to perform each job duty successfully.
- Assists loan officers with gathering and organizing financial packages to submit for underwriting.
- Assists loan officers with gathering and organizing required items for loan fundings.
- Underwrites commercial real estate SBA commercial and industrial (C&I) and specialty loan requests and analyzes the risks associated with the borrowers financial condition and makes risk-rating recommendations where appropriate.
- Performs financial reviews and assists with loan monitoring requirements
- Analyzes repayment ability and personal cash flow
- Reviews and interprets personal and business credit reports
- Analyzes commercial leases
- Reviews professional real estate appraisals and environmental reports
- Other duties as directed
KNOWLEDGE SKILLS and ABILITIES
The requirements listed are representative of the knowledge skills and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.
Experience
One to three years of similar or related experience
Education
High school diploma or equivalent (Junior or Senior year of college in a business-related degree preferred)
Managerial Responsibility
Has no supervisory/managerial responsibilities
Language Skills
Must have the ability to read understand and carry out instructions in written and oral form.
PHYSICAL ABILITIES / WORKING CONDITIONS
Physical Demands
Ability to talk hear sit use hands to handle or feel and reach with hands and arms consistently. Ability to stand walk kneel and crouch occasionally
Vision Requirements
Close vision (clear vision at 20 inches or less) Distance Vision (clear vision at 20 feet or more)
Weight Lifted or Force Exerted
Ability to lift up to 10 pounds consistently and up to 50 pounds occasionally
Environmental
There are no unusual environmental factors
Noise Environment
Moderate noise (business office with computers and printers light traffic)
***This Job is not eligible to be performed in Colorado or Connecticut either remotely or in-person.***
Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.
Required Experience:
Intern
