Binding Authority Underwriting Associate

RT Specialty a division of Ryan Specialty is a leading wholesale distributor of specialty insurance products and services. Our experienced brokers are specialized in property casualty professional lines transportation and workers compensation providing creative solutions to retail brokerage firms. We define ourselves through our superior execution on behalf of our clients which has established us as a leader in the industry.

Position Summary

The Underwriting Associate supports underwriting operations by reviewing and analyzing underwriting applications policy documentation and related information to assist in risk evaluation and underwriting workflow activities. This role applies established underwriting guidelines procedures and regulatory requirements to support policy quoting binding issuance and servicing processes. The Underwriting Associate collaborates with underwriting brokerage and operational teams to gather information maintain accurate documentation and contribute to informed underwriting decisions.

Location: This role is located in our Charlotte NC office at 13024 Ballantyne Corporate Place Suite 400 Charlotte NC 28277

What will your job entail

Job Responsibilities

• Perform duties in accordance with departmental policies procedures and underwriting guidelines.

• Review and analyze submission materials account information and supporting documentation to assist with risk evaluation activities.

• Support the underwriting process by coordinating policy quoting binding issuance and related administrative activities.

• Research and apply appropriate rates coverages endorsements and policy forms based on established guidelines.

• Prepare reports and summarize underwriting data portfolio information and risk characteristics for internal stakeholders.

• Issue policy transactions and servicing documents including cancellations non-renewals reinstatements and endorsements as applicable.

• Maintain accurate and complete underwriting files and documentation in accordance with company policies and regulatory requirements.

• Collaborate with underwriters producers brokers reinsurers and internal business partners to support account management and underwriting workflows.

• Build and maintain professional working relationships with agency broker and carrier partners.

• Participate in underwriting projects process improvement initiatives and other assigned responsibilities.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race creed color religious beliefs physical or mental capabilities gender identity or expressionsexual orientation and many other characteristics bring together varied perspectives and add value to the service we provide our clients trading partnersand policy extends to all aspects of our employment practices including but not limited to recruiting hiring discipline firing promoting transferring compensation benefits training leaves of absence and other terms conditions and benefits of employment.

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them and their family members achieve their physical financial and emotional well-being addition to paid time off for company holidays vacation sick and personal days Ryan offers paid parental leave mental health services and more.

The target salary range for this position is $54250.00 - $65000.00 annually.

The wage range for this role considers many factors such as training transferable skills work experience licensure and certification business needs and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards visit our website provide individuals with disabilities reasonable accommodations to participate in the job application or interview process to perform essential job functions and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at

The above is intended to describe this jobs general requirements. It is not to be construed as an exhaustive statement of duties responsibilities or physical requirements. Nothing in this job description restricts managements right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.