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Associate, Process Manager

Capital One


Job Location:

Houston, TX - USA

Monthly Salary: $ 73300 - 83700
Posted: 22 August 2026 (17 hours ago)
Application Deadline: 19 November 2026
Vacancies: 1 Vacancy

Job Summary

Associate Process Manager

We are seeking a detail-oriented and analytical Gateway & Network Billing Specialist to manage optimize and reconcile our payment gateway and card network billing this role you will be responsible for tracking auditing and processing complex transaction fee structures from major card networks (Visa Mastercard) and payment gateways (e.g. Stripe Adyen ). You will ensure accurate revenue settlement eliminate billing leaks and partner with finance engineering and product teams to optimize processing costs.


General Responsibilities:

  • Network & Gateway Fee Auditing: Review reconcile and audit complex monthly invoices from payment gateways acquiring banks and card networks (interchange fees assessment fees gateway processing fees).

  • Transaction Billing & Settlement: Oversee end-to-end payment gateway transaction billing ensuring accurate fee application payout reconciliation and revenue assurance across all payment methods.

  • Discrepancy & Dispute Resolution: Identify investigate and resolve billing anomalies interchange downgrades chargeback fees and unexpected network penalties alongside processor account managers.

  • Financial Reporting & Analytics: Build and maintain financial dashboards to track processing cost trends cost-per-transaction metrics and margin impacts to present actionable insights to leadership.

  • Process Optimization: Continuously evaluate current payment routing and fee schedules to recommend cost-reduction strategies and eliminate manual reconciliation workflows.

  • Cross-Functional Collaboration: Partner with Engineering Product and Finance to ensure new billing features payment methods or gateway integrations are configured correctly for accurate fee tracking.

  • Compliance & Governance: Ensure all billing practices and data handling conform to PCI-DSS standards and relevant financial compliance regulations.

Basic Qualifications:

  • High School Diploma GED or equivalent certification

  • At least 1 year of experience with Microsoft Office or G Suite

  • At least 1 year of process management experience

Preferred Qualifications:

  • Bachelors Degree

  • Lean Agile Six Sigma Business Process Management or Project Management certification


At this time Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean VA: $73300 - $83700 for Process Manager


Riverwoods IL: $66700 - $76100 for Process Manager


Houston TX: $66700 - $76100 for Process Manager









Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

This role is also eligible to earn performance based incentive compensation which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status exempt or non-exempt status and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE including disability/vet) committed to non-discrimination in compliance with applicable federal state and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries including to the extent applicable Article 23-A of the New York Correction Law; San Francisco California Police Code Article 49 Sections 4901-4920; New York Citys Fair Chance Act; Philadelphias Fair Criminal Records Screening Act; and other applicable federal state and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position and you require an accommodation please contact Capital One Recruiting at 1- or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital Ones recruiting process please send an email to

Capital One does not provide endorse nor guarantee and is not liable for third-party products services educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).


Required Experience:

Manager