ALM Director Balance Sheet Analytics (IC)

At PNC our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected valued and have an opportunity to contribute to the companys success.

As an ALM Director - Balance Sheet Analytics within PNCs Asset Liability Management organization you can be based in New York Pittsburgh or Cleveland. This is an individual contributor (non-manager) role.

As an ALM Director in PNCs Chief Investment Office you will perform a highly technical role supporting balance sheet valuation and interest rate risk management through programming data engineering database management automation and analytical development. You will maintain and improve the reliability scalability and transparency of critical balance sheet processes by owning and enhancing the data code and analytical tools supporting PNCs Quantitative Risk Management (QRM) balance sheet modeling platform.

Job Responsibilities
Own maintain and enhance databases supporting QRM balance sheet valuation and interest rate risk analytics.
Develop maintain and optimize production code analytical tools and scalable reporting solutions to improve reliability efficiency and analytical capabilities.
Build automated processes for data preparation reconciliation quality control reporting and routine risk analysis.
Leverage QRM data and outputs to create record-level analytics that provide deeper insight into balance sheet positions valuation drivers and risk exposures.
Support daily and monthly production of balance sheet analytics including troubleshooting exception management and resolution of time-sensitive issues.
Collaborate with balance sheet analysts portfolio managers financial modelers risk management finance and technology stakeholders to translate business requirements into practical data and reporting solutions.
Maintain robust technical documentation operating procedures controls and backup coverage for critical processes.
Support regulatory audit model risk and governance initiatives related to balance sheet valuation and interest rate risk management.
Identify and implement automation and AI-driven opportunities while maintaining appropriate controls transparency and production stability.

Required Qualifications
Bachelors degree in Computer Science Data Science Financial Engineering Financial Mathematics Statistics or a related quantitative field.
Deep expertise in Python and SQL including experience developing maintaining and supporting production code and relational databases.
Experience working with large complex financial datasets and developing scalable data pipelines analytical tools and production reporting solutions.
Strong analytical problem-solving and communication skills with the ability to explain technical concepts to business and risk stakeholders.
Demonstrated attention to detail and the ability to manage independent time-sensitive deliverables.

Preferred Qualifications
Hands-on experience with Quantitative Risk Management (QRM) software and knowledge of QRM valuation economic value of equity duration of equity net interest income key-rate risk balance sheet forecasting analytics reporting and output structures.
Masters degree or higher in Computer Science Data Science Financial Engineering Financial Mathematics Statistics or a related quantitative discipline.
Prior experience in ALM balance sheet management treasury market risk or interest rate risk.
Solid understanding of financial statements balance sheet products (loans deposits fixed-income securities derivatives) and interest rate risk concepts.
Experience developing and maintaining applications in Java and C# in addition to Python.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Executes business strategy process improvements and remediation activities. Performs financial analysis conducts research and prepares and delivers presentations. Participates in stress testing efforts.
• Based on own discretion researches and collects information for PNCs balance sheet.
• Analyzes reviews and presents risk analytics/stress testing material including documentation and templates to senior team members.
• Influences lines of business in understanding specific line items of PNCs balance sheet and income statement. Works with various review teams including model risk management internal and external audit and regulators.
• Executes business strategy process improvements and remediation activities. Manages ALM staff and processes.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNCs Enterprise Risk Management Framework.

Successful candidates must demonstrate appropriate knowledge skills and abilities for a role. Listed below are skills competencies work experience education and required certifications/licensures needed to be successful in this position.

Balance Sheets Bookkeeping Budget Management Cash Flow Statements Corporate Accounting Financial Operations Managerial Finance Public Accounting Revenue Recognition

Asset and Liability Management (ALM) Data Gathering and Reporting Decision Making and Critical Thinking Effective Communications Market Risk Regulatory Environment - Financial Services

Roles at this level typically require a university / college degree. Higher level education such as a Masters degree PhD or certifications is desirable. Industry relevant experience is typically 8 years. Specific certifications are often lieu of a degree a comparable combination of education job specific certification(s) and experience (including military service) may be considered.

Bachelors

No Required Certification(s)

No Required License(s)

Base Salary: $112000.00 $249600.00

Salaries may vary based on geographic location market data and on individual skills experience and education. This role is incentive eligible with the payment based upon company business and/or individual performance.

Generally this opening is expected to be posted for two business days from 08/20/2026 although it may be longer with business discretion.

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature) dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption surrogacy and doula reimbursement; educational assistance including select programs fully paid; a robust wellness program with financial incentives.

In addition PNC generally provides the following paid time off depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year unless otherwise required by law; between 15 to 25 vacation days each year depending on career level; and years of service.

To learn more about these and other programs including benefits for full time and part-time employees visit.

If an accommodation is required to participate in the application process please contact us via email at . Please include accommodation request in the subject line title and be sure to include your name the job ID and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call and say Workday for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

PNC provides equal employment opportunity to qualified persons regardless of race color sex religion national origin age sexual orientation gender identity disability veteran status or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and for any registered role the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA) which prohibit the hiring of individuals with certain criminal history.

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.