Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for any business looking to analyze and mitigate exposure to climate risk. Arbols products offer parametric coverage which pays out based on objective data triggers rather than subjective assessment of loss. Arbols key differentiator versus traditional InsurTech or climate analytics platforms is the complete ecosystem it has built to address climate risk. This ecosystem includes a massive climate data infrastructure scalable product development automated instant pricing using an artificial intelligence underwriter blockchain-powered operational efficiencies and non-traditional risk capacity bringing capital from non-insurance sources. By combining all these factors Arbol brings scale transparency and efficiency to parametric coverage.
Arbol is building an AI-enabled homeowners insurance platform focused on underserved coastal and catastrophe-exposed markets. We are looking for a talented actuary to lead pricing reserving reinsurance analytics and portfolio analytics while working side-by-side with our AI and engineering teams to build the next generation of actuarial workflows.
In this role you will work primarily on homeowners insurance in coastal southern states with opportunities to support expansion into new lines and territories. A major focus will be translating complex actuarial judgment workflows and analyses into scalable AI-enabled tools that improve speed rigor and decision-making across the business. The ideal candidate takes ownership is fluent in the right tools required for the task (Excel Python Claude Code etc.) and is excited to work at the intersection of actuarial science insurance operations and applied AI.
What Youll Be Doing
Pricing & Rate Indications
Develop rate indications and pricing analyses (e.g. territory deductible and other rating factors).
Monitor rate adequacy loss trends inflation impacts and emerging experience.
Build and maintain pricing tools exhibits and documentation used for internal decisions and regulatory filings.
Reserving & Loss Analytics
Perform quarterly reserve analyses (e.g. triangles ultimate loss selections IBNR diagnostics) for homeowners and related lines.
Monitor loss emergence claim severity/frequency trends and CAT vs non-CAT performance.
Partner with Claims and Finance to reconcile results investigate drivers and improve data quality.
Portfolio Management & Performance Monitoring
Build recurring dashboards to monitor portfolio performance and emerging trends
Work with AIR and other catastrophe model output to assess exposure concentrations catastrophe load and risk-adjusted returns.
Evaluate reinsurance program impacts and support related reporting and analytics.
Support scenario analyses including catastrophe load trend rate change and mix sensitivities.
Actuarial Process Automation & AI Partnership
Learn Lilypads actuarial processes end-to-end and identify opportunities for automation (e.g. gross-to-net loss calculations reserve workflows).
Serve as a bridge between the actuarial and AI/engineering teams translating actuarial logic into requirements that can be built into automated tools.
Write and maintain Python-based workflows to streamline recurring analyses; collaborate with the AI team on tool development.
Cross-Functional Support
Collaborate with Underwriting Claims Finance Data/Engineering and Leadership on special projects (product changes underwriting guidelines new territories/segments vendor evaluation etc.).
Contribute to process improvements automation and better controls/documentation.
What Youll Need
5-8 years of P&C actuarial experience. ACAS/FCAS credential
High ownership and self-starter mindset; able to drive work forward with limited structure.
Strong proficiency in Excel and Python with the ability to build clean repeatable analyses. Strong analytical and problem-solving skills; able to communicate findings clearly to non-technical stakeholders.
Bachelors degree in Actuarial Science Mathematics Statistics or related quantitative field
Whats Great to Have
Experience building repeatable analytics (dashboards automated data pulls version-controlled workflows).
Homeowners experience incl: catastrophe exposure management weather/CAT analytics inflation/trend work or rate filing support.
Knowledge of policy/claims data structures and common insurance KPIs.
$160000 - $190000 a year
Essential Job Functions & Physical Requirements
Ability to sit for extended periods of time while working at a computer with or without reasonable accommodation
Ability to use a computer keyboard mouse and standard office equipment (e.g. phone printer scanner)
Ability to view a computer screen for prolonged periods with or without reasonable accommodation
Ability to communicate effectively in person by phone and via email
Ability to occasionally stand walk bend and reach within an office environment
Ability to lift and/or move up to 1015 pounds occasionally (e.g. office supplies files) with or without reasonable accommodation
Ability to perform repetitive motions such as typing or data entry
Ability to maintain focus and attention while performing detailed tasks
Interested but you dont meet every qualification Please apply!
Arbol values the perspectives and experience of candidates with non-traditional backgrounds and we encourage you to apply even if you do not meet every requirement.
Accessibility
Arbol is committed to accessibility and inclusivity in the hiring process. As part of this commitment we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you require an accommodation to apply or interview please contact emailprotected
Benefits
Arbol is proud to offer its full-time employees competitive compensation and equity in a high-growth startup. Our health benefits include comprehensive health dental and vision coverage and an optional flexible spending account (FSA) to support your health. We offer a 401(k) match to support your future and flexible PTO for you to relax and recharge.
Equal Opportunity Employer
Arbol is an Equal Opportunity Employer and does not discriminate on the basis of race color religion sex (including pregnancy sexual orientation or gender identity) national origin age disability veteran status or any other legally protected status.
Arbol participates in the E-Verify program to confirm employment eligibility.
We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.
Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for any business looking to analyze and mitigate exposure to climate risk. Arbols products offer parametric coverage which pays out based on objective data triggers rather than subjective assessment ...
Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for any business looking to analyze and mitigate exposure to climate risk. Arbols products offer parametric coverage which pays out based on objective data triggers rather than subjective assessment of loss. Arbols key differentiator versus traditional InsurTech or climate analytics platforms is the complete ecosystem it has built to address climate risk. This ecosystem includes a massive climate data infrastructure scalable product development automated instant pricing using an artificial intelligence underwriter blockchain-powered operational efficiencies and non-traditional risk capacity bringing capital from non-insurance sources. By combining all these factors Arbol brings scale transparency and efficiency to parametric coverage.
Arbol is building an AI-enabled homeowners insurance platform focused on underserved coastal and catastrophe-exposed markets. We are looking for a talented actuary to lead pricing reserving reinsurance analytics and portfolio analytics while working side-by-side with our AI and engineering teams to build the next generation of actuarial workflows.
In this role you will work primarily on homeowners insurance in coastal southern states with opportunities to support expansion into new lines and territories. A major focus will be translating complex actuarial judgment workflows and analyses into scalable AI-enabled tools that improve speed rigor and decision-making across the business. The ideal candidate takes ownership is fluent in the right tools required for the task (Excel Python Claude Code etc.) and is excited to work at the intersection of actuarial science insurance operations and applied AI.
What Youll Be Doing
Pricing & Rate Indications
Develop rate indications and pricing analyses (e.g. territory deductible and other rating factors).
Monitor rate adequacy loss trends inflation impacts and emerging experience.
Build and maintain pricing tools exhibits and documentation used for internal decisions and regulatory filings.
Reserving & Loss Analytics
Perform quarterly reserve analyses (e.g. triangles ultimate loss selections IBNR diagnostics) for homeowners and related lines.
Monitor loss emergence claim severity/frequency trends and CAT vs non-CAT performance.
Partner with Claims and Finance to reconcile results investigate drivers and improve data quality.
Portfolio Management & Performance Monitoring
Build recurring dashboards to monitor portfolio performance and emerging trends
Work with AIR and other catastrophe model output to assess exposure concentrations catastrophe load and risk-adjusted returns.
Evaluate reinsurance program impacts and support related reporting and analytics.
Support scenario analyses including catastrophe load trend rate change and mix sensitivities.
Actuarial Process Automation & AI Partnership
Learn Lilypads actuarial processes end-to-end and identify opportunities for automation (e.g. gross-to-net loss calculations reserve workflows).
Serve as a bridge between the actuarial and AI/engineering teams translating actuarial logic into requirements that can be built into automated tools.
Write and maintain Python-based workflows to streamline recurring analyses; collaborate with the AI team on tool development.
Cross-Functional Support
Collaborate with Underwriting Claims Finance Data/Engineering and Leadership on special projects (product changes underwriting guidelines new territories/segments vendor evaluation etc.).
Contribute to process improvements automation and better controls/documentation.
What Youll Need
5-8 years of P&C actuarial experience. ACAS/FCAS credential
High ownership and self-starter mindset; able to drive work forward with limited structure.
Strong proficiency in Excel and Python with the ability to build clean repeatable analyses. Strong analytical and problem-solving skills; able to communicate findings clearly to non-technical stakeholders.
Bachelors degree in Actuarial Science Mathematics Statistics or related quantitative field
Whats Great to Have
Experience building repeatable analytics (dashboards automated data pulls version-controlled workflows).
Homeowners experience incl: catastrophe exposure management weather/CAT analytics inflation/trend work or rate filing support.
Knowledge of policy/claims data structures and common insurance KPIs.
$160000 - $190000 a year
Essential Job Functions & Physical Requirements
Ability to sit for extended periods of time while working at a computer with or without reasonable accommodation
Ability to use a computer keyboard mouse and standard office equipment (e.g. phone printer scanner)
Ability to view a computer screen for prolonged periods with or without reasonable accommodation
Ability to communicate effectively in person by phone and via email
Ability to occasionally stand walk bend and reach within an office environment
Ability to lift and/or move up to 1015 pounds occasionally (e.g. office supplies files) with or without reasonable accommodation
Ability to perform repetitive motions such as typing or data entry
Ability to maintain focus and attention while performing detailed tasks
Interested but you dont meet every qualification Please apply!
Arbol values the perspectives and experience of candidates with non-traditional backgrounds and we encourage you to apply even if you do not meet every requirement.
Accessibility
Arbol is committed to accessibility and inclusivity in the hiring process. As part of this commitment we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you require an accommodation to apply or interview please contact emailprotected
Benefits
Arbol is proud to offer its full-time employees competitive compensation and equity in a high-growth startup. Our health benefits include comprehensive health dental and vision coverage and an optional flexible spending account (FSA) to support your health. We offer a 401(k) match to support your future and flexible PTO for you to relax and recharge.
Equal Opportunity Employer
Arbol is an Equal Opportunity Employer and does not discriminate on the basis of race color religion sex (including pregnancy sexual orientation or gender identity) national origin age disability veteran status or any other legally protected status.
Arbol participates in the E-Verify program to confirm employment eligibility.
We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.
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