Actuarial Associate
Boston, MA - USA
Job Summary
Is the opportunity to join a culture where We Do the Right Thing and We Courageously Shape Our Future Together important to you If so Guardian is seeking a motivated individual to join our team as an Actuarial Associate.
As an actuary in Guardians Actuarial Leadership Development Program (ALDP) you will develop a thorough understanding of our products and how your job responsibilities contribute towards achieving the goals of Guardian. The program also focuses on developing versatile future leaders with cross-functional business acumen and leadership skills. You will assist in performing financial and non-financial analysis and make recommendations consistent with Guardians goals regarding growth and profitability. As part of ALDP expect to rotate departments every 18 to 24 months providing the opportunity for a breadth of experience.
You are
A self-starter who is fueled by collaboration able to transform conceptual thinking into executable insights who thrives in diving into business problems and using data to make decisions.
You have
Required Qualifications:
- Bachelors degree in a mathematics-based field
- Regularly taking actuarial exams to pursue the Actuarial Fellow designation in the Society of Actuaries
- A minimum of two years of prior work experience in the actuarial field
- Proficient in MS Excel as well as experience in using actuarial modeling / data visualization software
- Ability to communicate pricing analyses to technical and non-technical audiences
- Ability to contribute to multiple projects with multiple deliverables simultaneously
- Strong analytical and technical skills with the ability to synthesize sophisticated information
Preferred Qualifications:
- Bachelors degree in actuarial science
- Actuarial Associate designation in the Society of Actuaries
- 3-5 years of prior work experience in the actuarial field
- An understanding of group pricing practices including the use of experience
- Prior work experience in Group Pricing particularly Disability coverage
You will
- Utilize internal and external data sources to better understand industry trends clients competitors and the regulatory environment
- Complete assignments on time and according to specifications provided by your supervisor as independently as possible recognizing situations where managerial guidance is needed
- Execute rate development and state rate filings that support the strategic goals set forth by the Group Finance Strategy Team
- Provide actuarial support for product underwriting finance and distribution initiatives impacting pricing models and resulting rates
- Recommend and actively support the use of new and advanced techniques to modernize the pricing approach and improve accuracy
Reporting Relationships
As our Actuarial Associate you will report to our Head of Disability Pricing who reports to our Head of Group Benefit Pricing & Analytics.
Location
- Hybrid - 3 days in office located in Bethlehem PA; Hudson Yards NYC; Holmdel NJ Stamford CT; Pittsfield MA or Boston MA. 2 days WFH.
Salary Range:
$79310.00 - $130295.00The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education experience knowledge and abilities of the successful addition to salary this role may also be eligible for annual sales or other incentive compensation.
Our Promise
At Guardian youll have the support and flexibility to achieve your professional and personal goals. Through skill-building leadership development and philanthropic opportunities we provide opportunities to build communities and grow your career surrounded by diverse colleagues with high ethical standards.
Inspire Well-Being
As part of Guardians Purpose to inspire well-being we are committed to offering contemporary supportive flexible and inclusive benefits and resources to our colleagues. Explore our company benefits at apply to full-time eligible employees. Interns are not eligible for most Company benefits.
Equal Employment Opportunity
Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age race color creed religion sex affectional or sexual orientation national origin ancestry marital status disability military or veteran status or any other classification protected by applicable law.
Accommodations
Guardian is committed to providing access equal opportunity and reasonable accommodation for individuals with disabilities in employment its services programs and also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individuals known limitations related to pregnancy childbirth or related medical conditions unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process to perform essential job functions and/or to receive other benefits and privileges of employment please contact . Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian refer to the Guardian Careers site.
Visa Sponsorship
Guardian Life is not currently or in the foreseeable future sponsoring employment-based visas (e.g. such as an H-1B). In order to be a successful applicant you must be legally authorized to work in the United States without the need for employer sponsorship/support now or at any time in the future.
Notice Regarding Guardians Use of Artificial Intelligence in Recruitment
As part of Guardians job application process Guardian may use artificial intelligence tools (AI Tools) to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. This preliminary screening may be used to help identify applicant materials and resumes relative to their indication that the applicant meets the requirements for the specific job for which they are applying as specified in the listing posted on Guardians jobs website (Careers at Guardian at At Guardian we do not use AI Tools to substantially assist or replace human judgment or discretionary decision making in our hiring process. All hiring decisions will be made by Guardian colleagues.
Please be aware that if you apply for a specific position with Guardian you will have the choice of opting out of Guardians use of AI Tools during the job application process. If you would like to request an alternative process that does not utilize AI Tools or would like to request a reasonable accommodation within ten business days of your position application you must email your request to making sure to provide your name and job requisition identification number. Guardian will retain your applicant materials and resume and all information therefrom in accordance with Guardians document retention policy a copy of which you may request via .
Additionally at applicable times Guardian will make public the most recent bias audit results for such AI tools which may be found here.
Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.
Required Experience:
IC
About Company
We provide life insurance, disability insurance, dental insurance, and other benefits that help protect people and inspire their well-being.