Underwriter
Job Location:
Birmingham - UK
Monthly Salary:
Posted on:
Vacancies:
Job Summary
Job Description
Mortgage Underwriter
Location: Birmingham (Hybrid 3 days in office)
Sector: Specialist Lending
Salary: Up to 45000 per annum
Job Type: Full-time Permanent
Were working with a growing specialist lender based in Birmingham that values experienced underwriters who can apply sound judgement not just tick boxes. Theyre looking to hire a Manual Underwriter to join their credit team and play a key role in responsible case-by-case lending decisions.
What Youll Be Doing:
Manually underwriting residential and secured loan applications
Reviewing complex cases including self-employed and credit-impaired borrowers
Assessing affordability credit history and supporting documents
Liaising with brokers and internal teams to gather and clarify information
Making fair well-documented decisions in line with policy and regulation
Supporting improvements to underwriting process and policy
What Theyre Looking For:
Proven experience in manual underwriting for specialist lending mortgages or secured loans
Strong understanding of affordability credit risk and income assessment
Confident decision-maker with strong attention to detail
Good working knowledge of FCA regulations and Treating Customers Fairly
Able to commit to three days per week in the Birmingham office
Desirable:
Background in bridging buy-to-let or second charge lending
CeMAP or equivalent industry qualification (preferred not essential)
Why Apply
Salary up to 45000 depending on experience
Hybrid working 3 days in the office 2 from home
Join a growing specialist lender with a collaborative team culture
Clear scope for progression and professional development
Interested Apply now or contact us for a confidential chat.
