Senior Pricing Analyst, Savings

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

London (UK) Incentive Awards tied to your performance benefits

Were looking for a Senior Pricing Analyst in Savingsto drive and continuously improve the performance of Monzos savings products. This role sits at the intersection of commercial strategy data analysis modelling and product growth.

Youll be responsible for understanding how our savings rates perform in the market why and what we should do about itfrom pricing optimisation to deposit forecasting. You will collaborate closely with Finance Treasury Data Science and Product squads to develop market and deposit insights and analysis and turn them into actionable decisions that drive sustainable growth.

This is a highly visible hands-on role with a direct impact on our deposit volumes margin and competitiveness in the UK market.

• Monitoring portfolio performance: Tracking the health of our live savings products against commercial targets identifying performance trends and digging into the data to diagnose the drivers behind deposit movements.
• Driving volume and margin trade-offs: Analysing pricing elasticity acquisition and retention data to model trade-offs and optimise growth vs. profitability.
• Contributing to savings strategy: Sizing and modelling the commercial impact of strategic initiatives to help evaluate and recommend future decisions while collaborating with Finance during planning cycles.
• Cross-functional alignment: Partnering with Treasury Finance and Product Squads to provide analytical clarity on pricing decisions and balance sheet impacts across Monzo.
• Developing pricing analytics: Building maintaining and improving our core pricing datasets and Looker dashboards.
• Leading competitor & macro analysis: Maintaining a view of the UK macroeconomic landscape Bank of England rate changes and competitor movements to recommend agile market-leading pricing shifts.

• You have pricing portfolio management or commercial product management experience within UK retail banking fintech or a highly fast-paced consumer finance environment.
• You are highly analytical and hands-on with data comfortable using data to understand customer behaviour and drive commercial decisions.
• You have experience working with Data Analysis or visualisation tools (e.g. Looker SQL Python Jupyter) to deliver valuable insights.
• You are comfortable working in complex ambiguous spaces and can translate intricate financial data into clear compelling narratives for stakeholders.
• You thrive in a product-led digital-first environment where things move quickly.

Salary is 75000 - 95000 depending on experience

This role will be based out of our London office next to Liverpool Street station - in a hybrid way of working between the office and home

We offer flexible working hours and trust you to work enough hours to do your job well and at times that suit you and your team.

26 days holiday (plus bank holidays)

Private medical insurance with WPA

1000 learning budget each year to use on books training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

Plus lots more! Read our full list of benefits.

#LI-REMOTE #LI-NJ1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

If you have a preferred name please use it to apply. We dont need full or birth names at application stage