Senior Audit Innovation and Enablement Lead

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

London/Cardiff/UK Remote 108700 - 130000 Incentive Awards tied to your performance Benefits

Were looking for a Senior Audit Innovation and Enablement Lead to help reinvent Internal Audit at Monzo. Youll have the freedom to redefine how assurance is delivered at scale by building products that power continuous and intelligent assurance.

You dont need an audit background for this role. What were looking for is a technical builder who thinks like a product owner.

Our Internal Audit team

Internal Audit is Monzos Third Line of Defence and were here to help Monzo grow safely. Were looking for a passionate Data and Innovation Lead to build data and AI products that create an outsized impact for the Internal Audit function.

This is a highly cross-functional role that gives you a holistic and global view of Monzo. Youll be an individual contributor who can deliver impact through others.

If youre excited by the prospect of building and deploying scalable AI-led products that redefine what assurance looks like then we want to hear from you.

Youll play a key role by...

• Championing a product owner mindset across the Internal Audit function that is focused on providing technology enabled repeatable and value-driven assurance.
• Driving a culture of innovation and helping the Internal Audit function to translate creative concepts into practical solutions.
• Working closely with the Head of Professional Practices Senior Audit Transformation Lead and the audit team to identify opportunities for innovation and define the product roadmap.
• Helping the business audit team to design data-driven test strategies and translate control objectives into scalable analytical tests and metrics.
• Building deploying and maintaining scalable AI and automation solutions and becoming an advocate for their adoption.
• Fostering a data-led understanding of risk through data science.
• Establishing robust monitoring controls over the completeness and accuracy of key datasets that are ingested into data products.
• Staying at the forefront of emerging technology trends and collaborating with other parts of Monzo to make sure Internal Audit leverages and capitalises on broader developments.
• Building collaborative working relationships with stakeholders outside of Internal Audit such as the Data Discipline.
• Training and upskilling the Internal Audit function on using data and AI solutions.

Wed love to hear from you if

• You have worked in fast-moving environments and been involved with developing risk and control frameworks.
• You have a strong technical foundation in data science and analytics engineering and have experience working with modern technology stacks.
• You think like a product owner can influence without authority have a track record of driving technology adoption.
• You are a natural translator and collaborator who can bridge the gap between data science and business risk.
• You understand the risks inherent to AI and automation and can design controls to manage these risks.

Whats in it for you

108700 - 130000 Incentive Awards tied to your performance.

This role can be based in our London office but were open to distributed working within the UK (with ad hoc meetings in London)

We offer flexible working hours and trust you to work enough hours to do your job well and at times that suit you and your team.

1000 learning budget each year to use on books training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

Plus lots more! Read our full list of benefits.

The application journey has 4 key steps

• Short call with a Monzo Recruiter
• Short Call with the Hiring Manager
• Full loop Interviews (Role Specific Interview Behavioural Interview)
• Short Final Call with the Chief Internal Auditor (for successful Applicants)

This process should take around 3-4 weeks - your schedule is really important to us so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

The closing date for applications is 6pm on 20th August

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Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

If you have a preferred name please use it to apply. We dont need full or birth names at application stage