Risk & Assurance Officer

Job Title:Risk & Assurance Officer

Company: Evolution Money

Location: Manchester City Centre

Job Type: Full-time

Basic Salary:up to 37000 depending on experience

About us:

Evolution Money is a Certified B Corp with a social Evolution Money our mission is to redefine financial inclusion by providing bespoke lending solutions to UK homeowners. We are committed to empowering individuals and fostering long-term financial well-being. Through innovative and purpose-driven approaches we aim to challenge traditional norms and create a pathway for those who might be overlooked by conventional financial institutions.

About the team:

The Compliance Oversight Risk and Assurance team ensures the organisation meets regulatory expectations manages key risks and maintains strong governance. The team covers a range of specialist areas including Compliance Oversight Outcomes Monitoring Conduct Risk Horizon Scanning Regulatory Liaison Data Protection Financial Crime Regulatory Policy Governance Whistleblowing Complaints Customer Communications Consumer Duty reporting and regulatory permissions.

Within the team the Risk & Assurance function provides independent challenge and oversight. Assurance delivers objective testing of controls and oversight mechanisms giving evidence that risks are well managed and controls operate effectively. Risk Management oversees the Enterprise Risk Management framework including risk appetite incident management monitoring and reporting. Together these functions help ensure risks are understood controls remain effective and the organisation operates safely and compliantly.

The role:

Part of the Compliance Oversight Risk and Assurance team reporting to the Risk and Assurance Manager you will execute core risk and assurance activities. This is an excellent opportunity to become a valued member of Team Evo and grow with us. As the primary executor of departmental processes you will deliver independent assurance reviews that validate key controls and administer the Enterprise Risk Management framework to ensure risks are accurately identified and monitored.

Key responsibilities

• Execute independent assurance reviews and objective control testing to assess the effectiveness of first-line controls and oversight mechanisms.
• Produce clear high-quality draft assurance reports containing evidence-based findings and actionable recommendations for senior review.
• Maintain and update risk registers dashboards and reporting packs to ensure accurate information is available for executive and board-level committees.
• Administer the daily operation of the Enterprise Risk Management framework to ensure consistent risk identification assessment and monitoring.
• Track performance metrics against the agreed risk appetite framework and collate data on targets and tolerances.
• Investigate and analyse risk events and incidents complete root-cause analysis and track remediation actions through to resolution.
• Undertake diligent horizon scanning to identify emerging risks trends and regulatory developments impacting the organisation.
• Complete third-party and supplier due diligence assessments.
• Drive continuous improvement across both risk and assurance activities embedding best practices and enhancing organisational resilience.
• Support the Compliance & Oversight team as required to deliver on the directorates objectives.
• Any other duties deemed appropriate by the business

Qualifications (minimum):

• A good standard of verbal and written communication in English.
• At least 2 years in a Risk Assurance Compliance Internal Audit or related governance function within financial services or a regulated environment.
• A strong understanding of regulatory expectations and governance requirements relevant to the sector including FCA PRA Consumer Duty and financial crime obligations
• The ability to manage multiple assurance and risk activities simultaneously often to tight deadlines.
• High attention to detail alongside excellent decision-making and problem-solving skills.

Qualifications (additional):

• Intelligent articulate and persuasive individual who can communicate risk and assurance related concepts to both technical and non-technical employees.
• Excellent time management and organisational skills with the ability to manage changes to priorities.
• Experience providing constructive feedback or coaching to peers.
• The ability to work effectively as a team member and upon your own initiative.

Desirable

• Professional qualifications such as IRM ICA IIA ISObased certifications or equivalent risk/assurance accreditations.
• Experience using GRC or risk management software tools to support reporting and analysis.
• Prior involvement in third-party or supplier risk assessments and audit coordination.
• Experience working with Consumer Duty conduct risk frameworks or outcomes monitoring.
• Exposure to data governance data protection or financial crime risk environments.
• A background operating in fast-growth change-heavy or multi-regulated environments.

The responsibilities set out in this document and any additional information are intended to provide a guide to the role. It is not possible to include everything you will be asked to undertake and we expect all employees to work flexibly according to business needs and to enhance your own development. Your skills abilities and training needs will be taken into account and discussed with you when any significant changes to your role are needed.

Heres what youll get back:

• Up to 25 days annual leave Bank Holidays
• Your birthday off every year!
• A healthcare cash plan
• A contributory pensions scheme matched up to 5%
• Long Service Awards
• Cycle to work scheme
• Life Assurance
  
  

Company Culture:

Join us on our journey to redefine financial inclusivity. As we continue to evolve so do the possibilities for those we serve. Our goal is not just to provide loans but to architect a future where financial empowerment is a reality for everyone.

At Evolution Money we value creativity innovation and a collaborative spirit. Our team is dedicated to delivering exceptional results and creating a positive impact in the financial services industry. We believe in fostering a work environment that encourages growth learning and teamwork.

We are committed to encouraging equality diversity and inclusion and aim to create a working environment where every employee is respected.

We will provide fairness and respect to all our prospective employees and all hiring decisions are based on merit.

We aim to ensure that no job applicant is placed at a disadvantage by practices or requirements which disproportionately disadvantage protected groups and which are not justified by the demands of the role.

Everyone is welcome at Evolution Money! We are proud in creating an inclusive and diverse culture in our Evo Team community. We want to ensure that you feel comfortable and can give your best throughout the recruitment process. We encourage applications from all backgrounds and communities and we are more than happy to discuss any reasonable adjustments that you may require. Please get in touch with us at any stage of recruitment to discuss it:

If you need any support with completing this application please contact and we will be happy to assist.

Evolution Money is a Disability Confident Committed employer. We offer interview to anyone with disability who meets the minimum criteria for the role.

Required Experience:

Unclear Seniority