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Principal Engineer Savings & Payment Services


Job Location:

Bradford - UK

Yearly Salary: GBP 65000 - 65000
Posted: 28 September 2026 (Yesterday)
Application Deadline: 26 December 2026
Vacancies: 1 Vacancy

Job Summary

Are you a highly experienced Engineer ready to lead complex technical change and shape the future of our technology platforms Were looking for a Principal Engineer to provide technical leadership across critical delivery initiatives translating business needs into scalable high-quality solutions. This is an opportunity to work at the forefront of engineering influencing design delivery and innovation across our technology landscape.

This is a hybrid role a mix of working from home plus time in our central Leeds & Bradford offices.


About the role


As a Principal Engineer youll act as a technical lead across complex initiatives shaping solutions and guiding delivery from design through to live service.

Youll work closely with engineering teams stakeholders and third-party partners to ensure solutions are robust scalable and aligned to business outcomes. You will -

  • Lead the design and delivery of complex technical solutions translating business requirements into clear deliverables

  • Own technical direction across projects including solution design build testing and release planning

  • Assess solution options and perform gap analysis to ensure alignment between current and future state systems

  • Collaborate with stakeholders and 3rd party partners acting as a key technical contact and subject matter expert

  • Maintain awareness of technology trends ensuring platforms remain supported resilient and aligned to future needs

  • Support live service stability by coordinating defect resolution and acting as an escalation point for risks and issues


About you


Youre a senior software engineering professional with deep technical expertise and a strong track record of leading complex delivery. Youre confident shaping solutions influencing stakeholders and driving high-quality outcomes. Youll have -

  • Strong experience designing and delivering complex technical solutions across enterprise environments
  • Ability to translate business requirements into scalable well-architected solutions
  • Experience leading technical delivery across the full lifecycle from design through to live service
  • Strong analytical skills including solution evaluation and gap analysis
  • Experience working with suppliers and third-party partners in delivery environments
  • Awareness of emerging technologies and a proactive approach to continuous improvement
  • Strong communication and stakeholder management skills with the ability to influence at all levels
  • Hands-on experience of APIs and Java Spring Boot Microservices. In addition youll have -
  • Strong knowledge of modern technologies and platforms used within digital and cloud applications
  • Desirable skills include:
    • Restful Design working with API Gateway management products Apigee / Azure
    • Containers and Container Orchestration Openshift Docker Kubernetes
    • Continuous Integration Pipelines Gitlab Jenkins


About us


At YBS we dont have shareholders we have members. We care about people and that includes you. So here youll be respected for who you are youll be able to bring your whole self to work and youll have everything you need to build a long and rewarding career.


Flexibility. We offer a range of flexible working options without unsocial hours which can help you find a healthy work-life balance. Whether its finishing early for an appointment or fitting your studies and hobbies in around your working hours we can help make it work for you. Were happy to talk flexible working and you can reach out to us anytime during the recruitment process to discuss this.

Development. We want you to feel challenged here. Whatever your ambitions were committed to helping you develop your skills and move ahead in your career journey. From day one well set you up for success with a brilliant induction and full training plan all designed to get you up to speed quickly.

Inclusivity. Were passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If youll go the extra mile to help our members youll fit right in and feel you belong here.


About our Benefits


We offer lots of fantastic rewards that you can make the most of in and out of work including:

  • Holiday. Youll get 25 days plus Bank Holidays as well as the option to buy up to a further 5 days.

  • Bonus. At YBS we work collaboratively and share in our success together so when we reach our goals were all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).

  • Pension. We know how important it is to save towards the future thats why well contribute up 11% into your YBS pension.

  • Healthcare. Health and wellbeing are an important part of life at YBS when you join us youll have access to a range of health benefits to suit your life including private medical insurance dental and healthcare plans.

  • My Benefits. When you join YBS youll have access to our self-service benefits portal where you can access a range of retail hospitality and health discounts.


Ready to apply

If youre excited about this role and want to be part of the YBS team apply now to send us your application.


Want more information

If you have any questions about this role please contact Mike Peel on




Required Experience:

Staff IC