MI & Sourcing Manager (Mortgages)

Lead relationships with sourcing criteria affordability and other distribution platforms negotiating commercial terms to drive value and reach

Own the accuracy of West Ones products and criteria across all sourcing and criteria systems including signoff controls for product loads and logging and resolving any load errors

Manage endtoend execution of product launches rate changes and withdrawals across all platforms covering broker communications and golive timelines

Act as business owner for distribution technology integrations including DIP APIs and pricing engines defining requirements and collaborating with IT to deliver solutions

Monitor competitor rates fees and criteria across all lending lines using sourcing platform data and additional market sources

Analyse West Ones ranking and placement by product LTV band and channel identifying where pricing or criteria are limiting volume

Conduct gap analysis to understand where our products are filtered out during broker searches recommending criteria adjustments to the Product team

Develop databacked pricing and positioning recommendations to inform Product and Pricing strategy

Prepare regular market intelligence covering channel performance placement share visibility and return on investment for Product Managers and senior leadership

Deliver distribution and customer outcomes intelligence to support target market monitoring fair value assessments and product governance in line with the Consumer Duty

Collaborate with Product Compliance and IT teams to ensure new products and channels launch accurately and on schedule

Placement share and ranking on key sourcing systems by lending line

SearchtoDIP and DIPtoapplication conversion rates by channel

Product load accuracy zero customerimpacting load errors

Timely delivery of rate changes product launches and updates

Reliable highquality market intelligence and reporting

Experience in mortgage distribution intermediary partnerships pricing or market analytics within a UK lender network or sourcing provider

Strong knowledge of the UK mortgage and specialist lending market including intermediary distribution models

Understanding of pricing placement and product positioning principles

Advanced Excel skills with ability to build and maintain automated reporting

Working knowledge of sourcing and criteria systems including Twenty7tec Iress and Mortgage Brain

Proven commercial acumen able to turn complex data into clear actionable pricing and product recommendations

Partnership management and negotiation skills with ability to influence senior stakeholders

Experience leading crossfunctional projects and technology initiatives

Exceptional attention to detail

Experience across specialist lending propositions including BuytoLet Second Charge or Bridging

Familiarity with Consumer Duty PROD and product governance frameworks

CeMAP or equivalent qualification

Proactive collaborative working style comfortable engaging with Product Sales Compliance and IT teams

Strong analytical focus with a commitment to accuracy

Confident communicator able to present findings and recommendations to senior audiences