HCUK Enterprise Risk & Governance Manager

Background

Hyundai Capital UK Ltd is a joint venture operating under Hyundai Finance Kia Finance and Genesis Finance brands offering funding solutions to retailers and consumers.

Job Purpose

Reporting into the Head of Enterprise Risk the key focus of the Enterprise Risk & Governance Manageris to strengthen risk managementgovernanceand commercial decision-making across the business. The individualis responsible forcoordinating and enhancing key frameworks includingFairValueAssessments(FVA)and decision governance ensuring processes are robustefficientand aligned with regulatory expectations. TheEnterprise Risk & Governance Managerpartners closely with various stakeholders influencing outcomes through insightoversightand structured coordination rather than direct decision-making authority. It also plays a key role in improving organisational resilience by supporting incident managementidentifyingcontrolgapsand driving continuous improvement in governance and risk practices.

Key Accountabilities

Strategic&Operational Risk Management

• Lead and support the FVAprocess ensuring it is robust repeatableauditableandavailable forregulatoryreview.

• Provide independent Line 2 oversight and challenge over HCUK decision governance and key commercial risks ensuring alignment to HCUK risk appetite and governance expectations.

• Assessmonitorand report on risk and control performance across assigned business areas (including Commercial and decision-making forums) escalating material issues and emerging risks.

• Maintainaccurateand up-to-date registers and repositories relevant to the role (e.g. decision log/repository oversight artefacts FVA documentationandrisk and control registers where applicable).

• Identifyassessand test key controls and governance standards within scope performing quality assurance reviews and thematic assurance whererequired.

• Drive a strong risk control and governance culture through proactive engagementchallengeand support to Line 1 stakeholders.

• Support and deliver risk-related conduct and governance projects including in-year reviews triggered by product or commercial change.

Technical Knowledge

• Refine and improve relevantEnterprise Risk Management (ERM)frameworks templates procedures KPIs/metrics and operational processes within FVA decisiongovernanceand Line 2 oversight.

• Act as a subject matter expert and point of contact on FVA process requirements decision recordstandardsand Line 2 oversight expectations.

Communication and Reporting

• Develop and producemanagement information(MI) dashboards and committee documentation covering FVA outcomes decision governance quality commercial riskthemesand key control indicators.

• AttendPricing Committee andDealer Oversight Forum (DOF)as ERM leadrepresentingfunctionensure matters handled in line with agreed governanceand raiseconcerns / issues asthey arise.

• In conjunction with other members of ERM and wider Risk Department attendOperational Risk Committee (ORC)andConduct Risk Committee(CoRC)focused oncompliance with operational controls.

• Support relevant governance forums by preparing packspapersand action trackers and by ensuring decisions and outcomes areconsistentlyrecorded.

• Maintain effective communication with HCUK departments internal auditors OEM partners SCUK teams and Hyundai Capital Servicesasrequiredfor coordinated oversight.

• Provide clear proportionate challenge and guidance to stakeholders on governance standards evidencerequirementsand remediation expectations.

Outsourced Oversight

• Support oversight control testing and performance monitoring of outsourced activities and related processes where theyimpactfair value customeroutcomesor material commercial/decision risks.

• Review KPI/SLA performance and associated risk and control evidence whererequired escalating issues and tracking remediation actions.

Insight and Continuous Improvement

• Contribute to effectiveness reviews of FVA decisiongovernanceand commercial oversight activitiesidentifyingroot causes of recurring issues and control weaknesses.

• Recommend and support pragmatic improvements to strengthen governance compliance documentationqualityand risk mitigation.

• Identifythemes and trends from MIQuality Assurance (QA)reviewsincidentsand audit findings and convert these into actionable insights for stakeholders and committees.

Risk Conduct & Compliance

• Identifyrisks incidentsbreachesand control weaknesses within scope ensuringtimelyescalationappropriate investigationand robust remediation tracking.

• Support oversight of operational and conduct risk ensuring alignment with FCA expectations Consumer Duty requirements and HCUK ERM approach.

• Ensure customer outcomes and potential harms are considered andevidencedwithin FVA assessments decisionrecordsand governance submissions

Other

• Deputise for the Head of Enterprise Risk asrequired.

• Undertakeadditionalduties asmayreasonablyberequested.

Key Competencies

• Planning: Able to develop operational and projectlevel plans with strong organisational skills.

• Communication: Effective written and verbal communication; able to influence and present to senior stakeholders.

• Teamwork: Strong collaboration and relationship-building skills.

• Analytical Skills: Ability to analyse data processes and controls.

• Time Management: Able to prioritise across multiple workstreams.

Required Experience and Expertise

Given the scope of thispositionit is essential that the job holder has the following:

• Strong understanding of conduct risk customeroutcomesand product governance

• Experience within automotive finance preferred but not essential

• Experience designing and embedding governance or assessment-based processes

• Proven ability to run complex cross-functional processes without a formal project structure

• Strong stakeholder management skills including effective senior-level challenge

• Comfortable working with management information judgement-basedassessmentsand narrative evidence

• Able to produce clear structured audit-ready governance documentation

• Confident engaging with committees and senior management

Other Information

• HCUK employees are currently hybrid working mixture of home/ office. HCUKs head office is in Reigate Surrey.A minimum of two office days per week isrequired.

The quickest way to apply for this role is by applying directly through our website:Careers Join the Team Hyundai Capital UK

Remuneration Package

• Competitive base salary depending uponexpertise range of 60000 - 70000

• Eligibility for annual bonus up to 15%

• 30 days holiday per annum plus bank holidays with flexible holiday options and additional leave after five years.

• Company pension scheme with generous employer contributions.

• Cash car allowance of 6000

• Company sponsored individual private medical insurance

• Additional family lifestyle and health-related benefits including death in service income protection discounted voluntary healthcare plans employee car scheme employee assistance program and enhanced family-friendly policies.

• Click herefor more details of our company benefits.