Global Banking & Markets London Associate Business Analyst

Payments Engineering Business Analyst (Associate / VicePresident)

WHO WE ARE

At Goldman Sachs our Engineers dont just make things we make things possible. Change the world by connecting people and capital with ideas. Solvethe most challenging and pressing engineering problems for our clients. Join our engineering teams that build massively scalable software and systemsarchitect low latency infrastructure solutions proactively guard against cyber threats and leverage machine learning alongside financial engineering tocontinuously turn data into action. Create new businesses transform finance and explore a world of opportunity at the speed of markets. Engineering which is comprised of our Technology Division and global strategists groups is at the critical center of our business and our dynamicenvironment requires innovative strategic thinking and immediate real solutions. Want to push the limit of digital possibilities

Goldman Sachs Engineers are innovators and problem-solvers building solutions in risk management big data mobile and more. We look for creative
collaborators who evolve adapt to change and thrive in a fast-paced global environment. Transaction Banking (TxB) aims to bring innovative solutions to traditional banking and lending activities. We are a global team of lenders investors riskmanagers skilled marketers web experts and banking specialists. We provide a suite of solutions to help our customers meet their financial goals. Wemake direct investments in and manage risk for a portfolio of corporate loans and securities. We help transform distressed communities throughinvestments and loans of private capital.

THE TEAM

Payments lay at the heart of what we are doing in Corporate Cash Management and our mission is to build a market leading payment platform that meetsour corporate clients needs. We are starting with a clean slate and one singular goal in mind: Build a highly scalable resilient 24x7 available cloud-basedpayment platform that our corporate clients can run rely on to run and grow their businesses.

HOW YOU WILL FULFILL YOUR POTENTIAL

As a Technical Payments Business Analyst (Associate / Vice President) within our Payments Engineering organization you will bridge the gap betweenbusiness strategy and technical execution. Leveraging your software engineering or technical background you will dive deep into the system architectureunderstand complex data flows and translate high-level business and product requirements into robust technical specifications and system designs. You will collaborate closely with developers architects product managers and operations teams to design scalable payment solutions. Your domainexpertise in global payment rails and messaging standards (such as ISO 20022) will enable you to guide the engineering team through compleximplementations manage application lifecycles and coordinate key compliance and attestation processes. This is a highly flexible role with significantgrowth potential offering a clear path to transition into technical leadership or management.

RESPONSIBILITIES AND QUALIFICATIONS

Key Responsibilities:
Technical Requirements & Design: Partner with product managers and business stakeholders to elicit requirements and translate them intodetailed technical specifications system designs and clear user stories for the engineering team. System & Architecture Understanding: Leverage your technical background to understand system dependencies data models and APIintegrations ensuring proposed solutions are technically feasible and align with platform architecture. Stakeholder Management: Act as a key liaison and trusted partner between Payments Engineering Product Management Operations andCompliance to align on priorities manage expectations and drive delivery. Payment Domain Leadership: Serve as a subject matter expert on payment processing messaging standards (e.g. ISO 20022) and clearingnetworks helping to guide the technical implementation of payment features. Compliance & Attestation Support: Coordinate and support annual scheme attestations audits and evidence collection for key payment railsensuring the platform meets all regulatory and operational standards. Agile Delivery: Actively participate in and drive Agile ceremonies (Scrum/Kanban) manage the technical backlog and help unblock developersduring the implementation phase.

Basic Qualifications:
Education & Background: B.S. or higher in Computer Science Software Engineering or a related technical field (or equivalent practicaltechnical experience).
Experience: Minimum 3 years of professional experience in a technical business analyst systems analyst or techno-functional product rolewithin a payments or financial technology environment.
Technical Acumen: Strong understanding of software development lifecycles (SDLC) system architecture APIs and data modeling with theability to read technical documentation and discuss system designs with developers.
Payments Expertise: Deep knowledge of payment processing transaction lifecycles and messaging standards specifically ISO 20022 andlobal/domestic payment rails.
Stakeholder Management: Proven track record of managing diverse stakeholders bridging the gap between highly technical engineering teams
and non-technical business partners.
Agile Methodologies: Comfort working in Agile operating models (practical experience with Scrum / Kanban Jira and Confluence).

Preferred Qualifications:
Prior experience as a software developer or systems engineer before transitioning into a business analyst or product role.
Familiarity with UK domestic payment rails (FPS CHAPS BACS) and experience handling annual scheme attestations or compliance audits.
Experience with payment vendor products (e.g. Finastra GPP Volante Fircosoft) or cloud-native payment architectures (e.g. AWS).
Understanding of payment regulations (e.g. PSD2/PSD3 Open Banking) and AML/sanctions screening.
Ambition and capability to grow into a leadership or people-management role within a fast-paced engineering organization