Financial Crime Specialist

Were the team behind digital retailer Very.

Our purpose helping families get more out of life powers everything we do.

And we want our people to get more out of life too! If youre high-performing ambitious and make the most of every opportunity we want to hear from return youll enjoy heaps of flexibility great perks and benefits and the freedom to be yourself keep learning and take your career wherever you want it to go.

If you love making a difference youll love making it sparkle for millions of Very customers.

The shift pattern for this role is Monday-Friday 14:45-22:15

There will be occasional in-person Team days in either Bolton or Speke

This role plays an important part in protecting The Very Group from the risks associated with money laundering fraud and wider financial crime. Youll contribute to ensuring we continue to operate safely responsibly and in the best interests of our customers and the business.

In this position youll review and investigate suspicious transactions manage alerts with a high level of care and accuracy and make well reasoned decisions that support the integrity of our financial systems. Youll also work collaboratively with internal teams and law enforcement partners providing clear and timely information to support ongoing investigations.

Were looking for someone who is naturally inquisitive calm under pressure and motivated by work that has real purpose. If you take pride in thorough analysis sound judgement and doing the right thing this is an opportunity to make a meaningful contribution in a specialist area.

Key responsibilities

• Review and investigate transaction monitoring alerts assessing any activity that meets AML or CounterTerrorist Financing criteria.

• Raise and accurately report Suspicious Activity (SARs) and support any followup investigations before submission to the National Crime Agency.

• Keep up to date with AML POCA CTF and JMLSG guidance and apply it confidently.

• Respond to lawenforcement enquiries promptly ensuring GDPR requirements are met every time.

• Analyse patterns trends and unusual customer behaviour to identify fraud risks prevent financial loss and reduce regulatory exposure.

• Act as a point of reference for colleagues and stakeholders on financial crime detection and prevention.

• Screen alerts for Politically Exposed Persons (PEPs) UN Sanctions and SIPs using tools and investigation techniques to verify identity and highlight any Adverse Media.

• Complete regular Enhanced Due Diligence checks on PEPs RCAs and SIPs retained by the business.

• You have 23 years of experience in a financial services banking or customerfacing environment.

• You have previous experience within Fraud Prevention or Financial Crime teams.

• You understand AML regulation and how it applies in a business environment.

• Youve got experience with KYC processes PEP and Sanctions screening and Adverse Media checks.

• You can spot risks interpret patterns and make decisions quickly and confidently.

• Youre comfortable working to strict deadlines and managing a busy workload with accuracy and care.

• Youve got excellent attention to detail and pride in getting things right first time.

• Youre a fast learner who can quickly get to grips with new systems tools and processes.

• You work with focus integrity and resilience even when dealing with complex or sensitive cases.

Some of our benefits

• Flexible hybrid working model

• Inclusive culture and environment check out our Glassdoor reviews

• 23 days holiday bank holidays

• LinkedIn Learning access

• Bonus potential (performance and business-related)

• Up to 25% discount on

• Matched pension up to 6%

• More benefits can be found on our career site

How to apply

Please note that the talent acquisition team are managing this vacancy directly and if successful in securing this role you will be required to undertake a credit CIFAS Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Should your application progress we require you to let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken including any unspent criminal convictions.

What happens next

Our talent acquisition team will be in touch if youre successful so keep an eye on your emails! Well arrange a short call to learn more about you as well as answer any questions you have. If it feels like were a good match well share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely.

You can expect a two-stage interview process for this position:

1st stage - A 30-minute video call with the hiring team to discuss your skills and relevant experience. This is a great opportunity to find out more about the role and to ask any questions you may have.

2nd Stage A one-hour formal interview where you can expect both competency and technical questions as well as a task where you will have the opportunity to showcase analytical and commercial skills relevant to the role. This can be held either in-person or remotely.

As an inclusive employer please do let us know if you require any reasonable adjustments.

If youd like to know more about our interviews you can find out here.

Diversity inclusion and equal opportunities

Werebuilding a culture of everyday inclusion and welcome applications from anyone who believes they can do the job. We dont discriminate based on age disability gender reassignment marriage or civil partnership pregnancy or maternity race religion or belief sex or sexual orientation.

We want our recruitment process to be accessible to everyone. If you need reasonable adjustments to apply interview or perform a role let us know via Well be happy to support you.

Were proud to be aDisability Confident Committed Employerand have nine brilliant colleague networks - including DAWN (Disability Awareness at Very) and Think (Neurodiversity at Very) - that are helping us make Very an even more inclusive place to work.

Required Experience:

IC