Financial Accountant

Were Capital on Tap
Capital on Tap started because small businesses were underserved. Big banks were slow their products werent fit for purpose and small business owners often couldnt access what they needed. We set out to fix that.

Today were a financial platform - not just a credit card company. We offer a best-in-class business credit card SME-focused spend management platform a savings product that hit 1 billion in funds within its first year and a growing suite of tools and financial products that make running a small business easier.

1000 employees 20bn in annual card spend 200000 customers 17000 Trustpilot reviews averaging 4.7 stars and were profitable. Weve done a pretty good job so far but were just getting started!

This is a Hybrid role working from our London (Moorgate) Offices 3 days per week.

Finance at Capital on Tap

Our Finance team sits at the heart of everything we do. The team is responsible for financial reporting statutory compliance payroll and treasury across our UK and US entities working closely with the rest of the business to ensure we have the financial foundations to keep growing. Were a lean high-ownership team where youll get real breadth across the finance function and plenty of opportunity to shape how things are done as we scale.

What Youll Be Doing

As a Financial Accountant you will play a critical role in the financial reporting process ensuring that transactions are recorded accurately and all reporting requirements are met.

• Month-End Processes: Supporting the preparation of month-end accounting activities including journal entries accruals and reconciliations across multiple group entities.
• Ledger Oversight: Ensuring transactions are captured and reconciled correctly in line with IFRS and UK GAAP directly supporting the Financial Reporting Manager and Finance Operations Manager in maintaining accurate financial records.
• Payroll Support: Assisting with payroll processes managing queries and preparing monthly payroll reconciliations.
• Balance Sheet Reconciliation: Preparing and substantiating monthly balance sheet reconciliations identifying and resolving discrepancies promptly.
• Bank Reconciliation: Designing systems for managing receivables payables expenses invoices and late payments and developing comprehensive reports to support balance management and timely error detection.
• Debt Sale Management: Supporting the development and management of debt sale processes to ensure alignment with business objectives coordinating between UK and US subsidiaries and overseeing legal requirements.
• Statutory Reporting: Supporting the preparation of annual statutory accounts for the group and its subsidiaries under IFRS or UK GAAP ensuring compliance with all reporting requirements.
• Audit Support: Working closely with external auditors during audits addressing queries and ensuring timely resolution of audit issues.
• Process Improvement: Identifying opportunities to improve reporting processes and controls with a focus on accuracy efficiency and compliance.
• Team Collaboration: Working closely with other finance team members to ensure accurate financial reporting and supporting ad hoc financial tasks as required.

Were Looking For

• Part or fully ACA/ACCA/CIMA-qualified (or equivalent).
• 3-4 years experience in a similar role within FS/Banking/FinTech/Scaleup
• Strong understanding of IFRS and/or UK GAAP.
• Hands-on experience with financial reporting reconciliations and tax compliance.
• Advanced proficiency in Excel.
• Strong analytical and problem-solving skills with a high level of attention to detail.
• Good organisational and time management skills with the ability to manage multiple tasks and deadlines.
• Able to work collaboratively and build effective relationships across teams.

Nice to have:

• Exposure to consolidated UK statutory reporting.
• Experience with NetSuite or other integrated financial systems.
• Experience using AI tools to enhance processes and increase efficiency.
• Familiarity with SQL reporting tools.
  

Diversity & Inclusion
We welcome consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives and everyone can do their best work.

Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table arcade machine beer tap and a couple of office dogs thrown in for good measure. Check out our benefits:
Private Healthcare including dental and opticians services through Vitality
Worldwide travel insurance through Vitality
Access to a reproductive and hormonal health platform via Hertility
Anniversary Rewards (-week fully paid sabbatical)
Salary Sacrifice Pension Scheme up to 7% match
Octopus EV Salary Sacrifice Scheme
28 days holiday (plus bank holidays)
Annual Learning and Wellbeing Budget
Enhanced Parental Leave
Cycle to Work Scheme
Season Ticket Loan
6 free therapy sessions per year
Dog Friendly Offices
Free drinks and snacks in our offices

Check out more of our benefits values and mission here.

Other Info
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Excited to work here Apply!
If youd like to progress your career within our fast growing profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)