Decision Engineer

Were Capital on Tap
Capital on Tap started because small businesses were underserved. Big banks were slow their products werent fit for purpose and small business owners often couldnt access what they needed. We set out to fix that.

Today were a financial platform - not just a credit card company. We offer a best-in-class business credit card SME-focused spend management platform a savings product that hit 1 billion in funds within its first year and a growing suite of tools and financial products that make running a small business easier.

1000 employees 20bn in annual card spend 200000 customers 17000 Trustpilot reviews averaging 4.7 stars and were profitable. Weve done a pretty good job so far but were just getting started!

Decision Engineer

Remote Cardiff London

The role

Were looking for a Decision Engineer to join our decisioning team here at Capital on Tap. This is a flexible role you can work remotely from our Cardiff office or from our London office whatever works best for you.

Our team owns and manages the platform (GDS) that powers the decisions we make on customer applications things like policy rules and scorecards. Youll work closely with teams across the business to help make sure those decisions are accurate fair and running smoothly.

You dont need to have done everything on this list before. If youre analytical enjoy problem-solving and are keen to learn wed love to hear from you.

What youll be doing

• Building and maintaining the rules and logic that drive our automated customer decisions
• Working with our Data Science Credit and Business Operations teams to understand whats needed and turn that into changes on the platform
• Helping to monitor how our decisioning is performing and flagging anything that looks off
• Investigating and fixing issues when decisions arent behaving as expected
• Contributing to improvements in how we work based on data and your own observations
• Collaborating with wider engineering and IT teams on data-related projects

What were looking for

• Some experience working with decision engines or rules-based platforms ideally in financial services or fintech (tools like GDS Link Experian PowerCurve or Provenir are a plus but not essential)
• Comfort working with data SQL experience is helpful and some exposure to Python would be great
• A methodical approach to problem-solving with good attention to detail
• Curiosity and a willingness to learn new tools and technologies
• Good communication skills youll need to explain technical topics to people who arent technical and thats something well support you in developing

Other Info
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Excited to work here Apply!
If youd like to progress your career within our fast growing profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)