Credit Underwriter

Vacancy

Credit Underwriter

John Deere Financial Langar

The Role:

The successful candidate will be part of a small dynamic team. They will independently make decisions on moderately complex credit applications for asset finance proposals working within the Companys credit guidelines policies and procedures. They will support and maintain strong dealer and partner relationships and may assist with coaching and guiding junior colleagues. Occasional customer and dealer visits will be required.

Major Duties:

• Credit Evaluation:Assess moderately complex higher-value asset finance proposals by analysing financial statements and customer information for cash flow balance sheet strength and profitability.
• Decision-Making: Approve decline or make recommendations on finance proposals in accordance with company policies procedures and risk appetite.
• Portfolio Management:Manage and review credit lines that fall within local authority limits including processing renewals monitoring customer performance and authorising additional transactions within mandate.

• Customer Communication: Conduct customer visits to clarify financial queries understand business needs and strengthen relationships
• Dealer Support:Promote asset finance products systems and marketing initiatives to dealers and other stakeholders. Provide guidance to help dealers and area sales teams improve the quality and structure of proposal submissions.

• Stakeholder Engagement:Build and maintain strong relationships with dealers Area Sales Managers and internal stakeholders through regular communication and occasional inperson meetings.
• Operational Assistance:Support partners with financial documentation resolving queries and occasionally assisting with collections to maintain service quality and customer satisfaction.
• Team Development:Mentor and coach Junior Dealer Relationship Officers and internal staff contributing to their professional growth and capability development.
• Process & Project Involvement:Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness.

Education:

Degree in a Business/Management discipline or equivalent experience. - University Degree (4 years or equivalent)

or

Degree in an Accounting/Finance discipline or equivalent experience. - University Degree (4 years or equivalent)

Work Experience:

• Credit underwriting in asset finance preferably in agriculture or construction or other off-highway applications.
• Good knowledge of financial analysis accounting principles and credit risk assessments.
• Experience working in customer service or related customer-oriented environments.

As this is a Langar-based hybrid role the successful candidate will be expected to live within commuting distance of the branch at Langar.

John Deere is an equal opportunities employer. For further details and to apply visit Talent Central.

Benefits:

• Supportive flexible and inclusive working environment
• Attractive remuneration and bonus scheme
• Generous pension scheme
• We Care employee assist benefit
• Long service awards
• Hybrid / flexible working
• Hours of work are Monday - Friday 37.5 hours per week
• Easy access and free parking
• Career progression / international exposure through project work
• Group Income Protection and Group Life Assurance and Death in Service benefits
• 25 Days annual leave
• Long service bonus holiday ( opportunity to buy and sell holiday)

Closing Date

13 May 2026