Compliance Officer (VP)

Role Purpose

The role is primarily responsible for providing senior Group-level second-line Compliance Advisory and Compliance Monitoring support across Crown Agents Bank and relevant Group entities and jurisdictions. The role supports the consistent application of the Group Compliance Risk Management Framework while recognising the legal regulatory and governance responsibilities of individual entities. It acts as a senior adviser to business and support functions leads significant risk-based monitoring and thematic assurance activity provides constructive challenge assesses regulatory change and helps embed a strong compliance and conduct culture across the Group. Material matters are escalated to the Head of Compliance.

Role Responsibilities

• Provide senior compliance advisory support across relevant Group businesses legal entities products services and jurisdictions translating applicable requirements into practical risk-based advice and escalating material matters to the Head of Compliance.
• Lead and deliver complex risk-based compliance monitoring and testing reviews under the Compliance Monitoring Plan (CMP) including cross-entity thematic reviews documenting findings agreeing actions and tracking remediation through to closure.
• Identify and report cross-Group themes emerging risks control weaknesses and recurring issues arising from advisory work monitoring incidents complaints regulatory developments and assurance activity.
• Support the maintenance and enhancement of the Group Compliance Risk Management Framework standards policies and procedures promoting consistency while recognising entity-specific legal and regulatory requirements.
• Undertake Group-level regulatory horizon scanning and impact assessment communicate relevant developments to stakeholders and coordinate the implementation of regulatory change across affected entities where appropriate.
• Interpret FCA and PRA requirements and working with local or entity stakeholders assess relevant overseas regulatory requirements affecting the Groups activities.
• Provide compliance input and constructive challenge for new products services client propositions entry into new jurisdictions and material business change including participation in new product and significant change governance.
• Review financial promotions client communications and relevant business documentation within the scope of delegated authority considering applicable entity and jurisdictional requirements.
• Prepare and enhance Group compliance and conduct management information including trends monitoring outcomes regulatory developments breaches issues remediation progress and emerging risks.
• Support the Head of Compliance with regulatory enquiries meetings information requests and other engagement affecting the Group coordinating accurate input from relevant entities and stakeholders.
• Support oversight and administration of applicable SMCR processes including Certified Persons Directory Persons Fit & Proper attestations Statements of Responsibilities and Management Responsibilities Map updates.
• Support non-financial regulatory reporting and ensure compliance issues incidents and breaches are identified assessed escalated and resolved in a timely and proportionate manner.
• Design and deliver compliance training and awareness activity across relevant Group entities tailored to applicable regulation products services risks and local requirements.
• Build effective relationships with senior stakeholders across the Group and collaborate with local/entity Compliance Risk Legal Operations and business teams acting as a trusted senior point of contact.
• Provide knowledge-sharing guidance and informal mentoring to less experienced colleagues and lead assigned reviews projects and workstreams without direct line-management responsibility.
• Maintain awareness of regulatory developments and industry practice affecting regulated banking groups payments FX derivatives trade finance conduct risk and other activities relevant to the Group.

Qualifications :

Degree or equivalent level. Professional or industry qualification preferred (e.g. ICA CISI or equivalent). 

Experience

• Strong banking experience is required ideally gained within a UK FCA and PRA regulated bank or banking group. 

• Substantial experience in compliance advisory compliance monitoring regulatory risk or a related second-line function at a level demonstrating autonomy on complex matters. 

• Experience applying compliance requirements across multiple businesses legal entities and/or jurisdictions while recognising local regulatory and governance responsibilities. 

• Strong knowledge of UK financial services regulation and the regulatory framework applicable to banks including FCA and PRA expectations. 

• Demonstrable experience providing senior compliance advice to business and support functions and translating regulatory requirements into practical business and control outcomes. 

• Experience leading complex monitoring reviews thematic assurance or testing including scoping fieldwork reporting action agreement and remediation tracking. 

• Experience of regulatory horizon scanning impact assessment policy development and implementation of regulatory change across affected stakeholders. 

• Experience preparing compliance management information and reporting on themes emerging risks findings issues and remediation to senior stakeholders or governance forums. 

• Experience supporting new product new jurisdiction and material change assessments financial-promotion review and regulatory enquiries or information requests. 

• Knowledge of regulated banking activities relevant to the Group which may include deposit-taking payment services safeguarding FX derivatives trade finance conduct risk and financial promotions. 

• Familiarity with SMCR processes including Certified Persons Directory Persons Fit & Proper assessments and associated governance requirements. 

• Ability to operate credibly across Group and entity boundaries build strong stakeholder relationships and provide constructive evidence-based challenge. 

Additional Information :

• Hybrid working
• Contributory personal pension plan: - Minimum: Employee 2% and Employer 7%. Employer matches contributions in 1% increments to a maximum of: Employee 5% and Employer 10%
• Life Assurance 4 times annual salary
• Group Income Protection
• Private Medical Insurance this may include cover for partner and or children at company cost. Cover includes Optical Dental and Audiology
• Discretionary Bonus
• Competitive Annual Leave
• 2 Volunteering Days
• Benefit Hub

Remote Work :

No

Employment Type :

Full-time