Accounting and Business Insights Graduate Scheme (Edinburgh)

End Date

Salary Range

Before you start your application please note alternative formats are available on request. Please contact us by emailing or calling on 0. If emailing please tell us how you would like us to respond - we can email back or call you to discuss any requirements or concerns you might have. We will get back to you as soon as we can but during busy times it might take up to 5 working days (Dont worry this wont affect your progress in the application process)

Job Description Summary

Job Description

Shape the numbers. Shape the future.
In Finance at Lloyds Banking Group we do a lot more than balance the books. Were part strategists part storytellers part tech-savvy problem-solvers. We guide big decisions steer smart investments manage risk. And keep the UKs biggest bank on the front foot.
But lets be clear this isnt a learn as you go role alone.

Its a professional qualification journey that will challenge and stretch you from day one.

As part of our Accounting & Business Insights programme youll be working towards becoming a chartered accountant developing the technical excellence judgement and credibility needed to operate at the heart of the business. Youll balance a demanding role with structured study exams and continuous development. It takes commitment resilience and real drive but the reward is a career-defining qualification and skillset.

The financial world is changing at speed new technology evolving regulation and shifting customer needs. Were right there shaping what comes next. We dive into data track markets influence how products are built and ensure the Groups financial position is not only strong but sustainable.

You wont be on the sidelines. Youll be applying accounting expertise to real business challenges turning complex data into insight informing decisions on where we invest how we manage risk and how we deliver long-term value.

Three years. Four big rotations. Unlimited learning.
Over three years youll develop deep technical expertise while building the commercial insight to influence business decisions.
getting a panoramic view of how the bank ticks (and how to keep it ticking smoothly).

Your journey will include:

• Core Finance building strong foundations in reporting budgeting and forecasting
• Insight data and analysis using data and technology to generate forward-looking insights
• Final year specialisation choosing your path in:
  o Business partnering working directly with stakeholders to influence decisions
  OR
  o Technical Accounting deepening your expertise in accounting standards and controls
  

Alongside your placements youll be studying towards a globally recognised chartered accountancy qualification requiring focus discipline and the ability to manage competing priorities.

What your work could look like

• Spotting market trends and helping shape our investment strategy.
• Designing controls to keep the Groups finances rock-solid.
• Turning complex figures into clear actionable insight for senior leaders.
• Across the programme youll get a 360 view of how finance powers the bank work on projects with real strategic impact and be part of tech-driven transformation thats redefining what a modern finance function can do.
  

What it really takes to succeed
Were looking for people who dont just analyse the numbers but question them.

• Confidence to speak up youll need to share views challenge thinking and contribute ideas even when youre early in your career
• Curiosity to dig deeper asking why and not settling for surface-level answers
• Proactivity taking ownership spotting opportunities and driving things forward without being asked
• Resilience and discipline balancing a demanding role with professional study and exams
• Willingness to be challenged stepping outside your comfort zone and learning quickly in a fast-paced environment
• This isnt about having all the answers from day one its about having the mindset to grow into them.

The skills youll master
By the end of the scheme youll be:

• Finance-fluent producing accurate high-quality financial information
• Commercially sharp understanding how we generate revenue and create value.
• Insight-driven turning data into clear recommendations
• Future-ready using data technology and digital tools to transform finance
• Influential building trusted relationships and using your analysis to spark decisions that make a strategic difference.
• Balancing the demands - of professional study and exams with real business delivery

Youll also join multi-skilled teams where finance meets technology. Because in modern finance how we work is just as important as what we deliver.

Your future. Fully backed.
By the end youll have:

• A respected chartered accountancy qualification recognised across the UK and internationally
• A powerful mix of technical know-how strategic thinking and commercial awareness.
• The network confidence and skillset to take your career anywhere in finance and beyond.
  

Well support you every step of the way covering the cost of your training and exams providing study leave and connecting you with mentors whove been through it themselves.

But success will come from the effort you put in. This is a programme for those ready to commit push themselves and build something meaningful.

Requirements
What you need to apply

• While we do not require a minimum degree achievement we strongly recommend the ability to be able to demonstrate sound knowledge understanding and technical skills aligned to the role. Some aspects of this alongside behaviours and values will be assessed through the application process.
• Please note that we cannot sponsor visas

Locations
Choose from various UK locations including Leeds Bristol and Edinburgh. Youll be based there throughout your programme. With our hybrid working policy all colleagues are expected to spend a minimum of two days each week in the office.

Opening and Closing date
Applications open on 10/09/2026
Our graduate schemes may close early if we receive a high number of applications so its best to apply as soon as you can.

How to apply
Our application process is designed to help you shine. We want everyone to feel they belong and can be their best regardless of background identity or culture.

Find details including stages and tips for success on our how to apply page.

At Lloyds Banking Group were driven by a clear purpose; to help Britain prosper. Across the Group our colleagues are focused on making a difference to customers businesses and communities. With us youll have a key role to play in shaping the financial services of the future whilst the scale and reach of our Group means youll have many opportunities to learn grow and develop.

We keep your data safe. So well only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. Well always explain what we need and why with any request coming from a trusted Lloyds Banking Group person.

Were focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.