Product Lead Private Credit (Direct Lending)

Financial technology is a high-growth industry as change and innovation continue to disrupt the status-quo and prompt major transformation. Arcesium is at a particularly interesting time in our own growth as we look to leverage our successfully established market position and expand operations in pursuit of strategic new business opportunities. We value intellectual curiosity proactive ownership and collaboration with colleagues and we empower you to meaningfully contribute from day one and accelerate your professional development.

Arcesium seeks a Product Lead with deep private credit expertise to build and evolve our Private Credit capabilities. This is an individual contributor role working closely with Engineering Client & Partner Development Sales and Marketing. The product spans the deal-close and post-close lifecycle including deal onboarding portfolio monitoring covenant and borrowing-base management loan administration reporting and related workflows.

What youll do:

• Execute the Private Credit product roadmap translating product strategy client needs and domain knowledge into requirements and prioritized capabilities.
• Own product definition and design working with Engineering and QA through development testing launch and iteration.
• Work with clients and design partners to validate product direction and translate recurring needs into scalable capabilities.
• Develop business scenarios test cases and validation models to ensure the product handles real-world private credit structures and calculations correctly.
• Take new capabilities from prototype through production readiness and broader client adoption.
• Partner with Sales Pre-Sales Forward Deployed and Marketing on positioning demonstrations client discussions and go-to-market.
• Contribute to competitive analysis business cases and prioritization of R&D investments.
• Prototype workflows calculations and automation using AI-assisted coding and modern development tools.
• Define AI-enabled capabilities for interpreting credit agreements compliance certificates borrower reporting trustee reports and other private credit documents.

What youll need:

• 5 years of hands-on private credit experience with meaningful exposure to the lifecycle documentation calculations and workflows of private credit investments; product management experience is an advantage.
• Strong depth in one or more areas of private credit with direct lending experience particularly valuable; experience in asset-based finance structured credit or adjacent credit strategies is also relevant spanning unitranche senior or subordinated lending delayed-draw facilities revolvers asset-based lending specialty finance CRE lending ABS CLOs or loan portfolios.
• Working knowledge of covenant monitoring and testing compliance certificates breaches waivers and amendments; borrowing bases advance rates collateral eligibility concentration limits and reserves; and loan lifecycle events including drawdowns paydowns prepayments PIK OID assignments and participations.
• Familiarity with cash waterfalls priority of payments OC/IC tests triggers and portfolio or collateral surveillance.
• Ability to read credit agreements and related reporting and determine what a product needs to capture calculate validate and monitor.
• Strong Excel and financial-modeling skills including independent validation of covenants borrowing bases waterfalls or similar calculations.
• Ability to work directly with data; SQL experience is strongly preferred with familiarity in scripting APIs or low-code tools an advantage.
• Experience with platforms such as Wall Street Office Allvue Solvas iLEVEL or similar systems preferred.
• Experience with generative AI tools for prototyping or a demonstrated aptitude to use them effectively.
• Bachelors degree in accounting finance engineering computer science or a related field preferred; CFA CA MBA FRM or similar qualifications are an advantage.
• Strong written and verbal communication skills and the ability to explain complex credit concepts clearly.

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Arcesium is an equal opportunity employer.