Relationship Manager
Job Summary
Our client is a growing lending organisation that provides working-capital financing solutions to small and medium-sized businesses.
The organisation is seeking an experienced commercially driven Relationship Manager to acquire onboard and manage SME clients. The successful candidate will be responsible for growing a quality loan portfolio guiding clients through the loan process driving timely repayments and building strong long-term customer relationships.
This is a target-driven role for a professional with experience in lending financial services B2B sales client acquisition or relationship management.
- Identify prospect acquire and onboard eligible SME clients.
- Build and manage productive relationships with existing and prospective clients.
- Guide clients through loan applications documentation verification approval and disbursement processes.
- Drive portfolio growth by achieving assigned monthly loan-disbursement targets.
- Monitor client repayment behaviour and follow up on due and overdue obligations.
- Maintain high-quality client relationships while promoting responsible lending and sound portfolio performance.
- Work closely with relevant internal teams to ensure timely loan processing and an excellent customer experience.
- Maintain accurate and up-to-date client pipeline disbursement and repayment records.
- Provide market intelligence client feedback and competitor insights to support product improvement and business growth.
- Ensure compliance with internal credit documentation customer-management and reporting processes.
- Prepare periodic reports on client acquisition portfolio performance disbursements repayments and pipeline activity.
- Bachelors degree in Business Administration Finance Economics Marketing or a related discipline.
- Minimum of 3 to 5 years relevant experience in sales relationship management SME lending credit microfinance or financial services.
- Demonstrable experience acquiring and managing business clients.
- Good understanding of lending credit assessment loan documentation and repayment processes.
- Strong sales negotiation communication and stakeholder-management skills.
- Ability to work independently manage a client pipeline and consistently achieve assigned targets.
- Strong attention to detail commercial judgement integrity and customer-service orientation.
- Proficiency in Microsoft Office tools especially Excel and PowerPoint.
- Candidates resident in or able to commute conveniently to Ibeju-Lekki and surrounding locations will have an advantage.
- Achievement of assigned monthly loan-disbursement and portfolio-growth targets.
- Strong loan-repayment and recovery performance across the assigned portfolio.
- Acquisition activation retention and growth of quality SME clients.
- Accurate documentation timely reporting and compliance with lending processes.
- Professional responsive and client-focused service delivery.