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Junior Settlement and Reconciliation Officer
Job Location:
Salary:
Experience Required:
Posted:
21 June 2026 (30+ days ago)
Posted:
Application Deadline:
18 September 2026
Application Deadline:
Vacancies:
1 Vacancy
Vacancies:
Job Summary
Our client a leading financial institution and global payment provider specializing in international money transfers foreign exchange and cross-border payment solutions. The company leverages innovative technology to deliver secure seamless and reliable financial services to individuals and businesses globally.
They are seeking to hire a Junior Settlement and Reconciliation Officer to support the daily reconciliation of customer transactions bank accounts payment partner accounts and internal ledgers. The role ensures that all transactions are accurately recorded settled and reconciled on time. The successful candidate will work closely with Operations Finance Compliance and Banking Partners to identify and resolve discrepancies and support the smooth operation of the organization.
Job Responsibilities
Settlement Operations
- Assist with the daily settlement of customer transactions and monitor payment flows.
- Verify transaction records against banking and payment partner reports.
- Ensure settlement obligations are completed accurately and prepare relevant reports.
Reconciliation
- Perform daily reconciliation of customer bank payment partner and virtual accounts as well as internal ledgers and foreign exchange transactions.
- Investigate and resolve reconciliation breaks escalating unresolved issues to management.
Financial Controls
- Maintain accurate transaction records reconciliation schedules and supporting documentation.
- Support month-end and year-end processes as well as internal and external audits.
Reporting
- Prepare daily weekly and monthly reconciliation and exception reports.
- Provide updates on outstanding settlement items and discrepancies.
Operations Support
- Collaborate with customer support and compliance teams to resolve payment issues.
- Track failed delayed or returned transactions and support process improvement initiatives.
Job Requirements
- Bachelors degree in Accounting Finance Economics or a related discipline (Minimum Second Class Upper preferred).
- 02 years of experience fresh graduates or those with relevant internship experience in banking or fin-tech.
- NYSC completed or exemption certificate obtained.
- Strong numerical analytical and Microsoft Excel skills.
- High attention to detail and ability to work accurately under pressure.
- Excellent organizational and communication skills.
- Basic understanding of payments foreign exchange or banking operations.
Required Skills:
Reconciliation Settlement operations Microsoft Excel Financial reporting Transaction monitoring Bank account reconciliation Ledger reconciliation
Required Education:
Bachelors degree in Accounting Finance Economics Banking & Finance or related fieldMinimum 2:1 preferredNYSC completed or exempted
