Head, Innovation & R&D Studio
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Job Summary
About the Role
The Head Innovation & R&D Studio explores emerging technologies and develops new solutions to drive Polaris Banks future growth. This role directs three functions Emerging Technology Research Rapid Prototyping and Proof of Concept Development through specialist leads and engineers.
Key Responsibilities
Emerging Technology Research Oversight
- Direct research into AI blockchain IoT and other emerging technologies relevant to banking
- Maintain a technology foresight function that keeps the bank ahead of market shifts
Rapid Prototyping Oversight
- Oversee the development of MVPs and prototypes to test new concepts quickly
- Drive design sprint practices that reduce time-to-market for new ideas
Proof of Concept Development Oversight
- Direct the development and validation of PoCs with partners and customers
- Ensure innovation pilots are rigorously evaluated before recommending further investment
Core Competencies
- Technology foresight and innovation strategy
- Rapid prototyping and design sprint facilitation
- Business case development and investment validation
- Partner and cross-functional collaboration
Familiarity With Tools (used by the functions teams)
Industry research and technology scouting platforms; Figma InVision low-code/no-code platforms; PoC frameworks validation and collaboration tools
Qualifications
- Bachelors degree in Computer Science Engineering or related field; advanced degree an advantage
- Demonstrated track record leading innovation R&D or new product incubation functions ideally in banking or a comparable regulated industry
Required Skills:
. Bachelors degree in Business Marketing Finance or related field; MBA or relevant postgraduate qualification is a plus. Minimum of 5-7 years experience in banking marketing or financial inclusion. Proven track record in developing and scaling customer-focused initiatives preferably targeting women. Strong understanding of gender finance customer segmentation and inclusive banking practices.
