Trainer Underwriting

Opening for Trainer Underwriting Leading MNC Chennai

Work location Chennai WFO

Exp 5 Years

Notice 30 Days

Good Communication

Shift Flexible

CTC12 L

• Experience in Designing & Imparting domain specific training programs for New Joiners
  
• Good with excel formulae and formatting. PowerPoint presentations
  
• Strong organizational and time management skills in a fast paced environment
  
• Good written and verbal communication skills
  
• Ability to manually underwrite complex transactions to ensure the loan meets established guidelines.
  
• Underwriter should have the ability to read the guidelines to determine whether each loan meets the requisite guideline as specified by the Client.
  
• Should know how to run the AUS and verify the data integrity off the Desktop UW / Loan Prospector
  
• Review the Employment Guideline Requirements
  
• Perform Income calculations (salaried / Self employed / Rental / Other Incomes)
  
• Validate all type of Assets including 401K Bank Statements Mutual funds etc
  
• Usage of Assets against Income requirement / qualification
  
• Calculate DebttoIncome Ratio Loantovalue Ratio Housing Payments
  
• Review appraisal and perform Property Valuation and use property valuation tools
  
• Review Credit Report including Credit Scores Existing liens payments etc
  
• Should also review on the alternate / support documents for credit review
  
• Title review and lien validations
  
• Review loan details in Loan application Letter of explanations gift letters
  
• Income verification on Bank statement loans.
  
• Client specific guideline review with alternate documentations
  
• Understanding on Counter offer and Solution the loan
  
• Review on compliance documents